▼ 0.50% · 3.625%
HK$18,168
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,733
−HK$575/mo
Today · 4.125%
HK$19,308
baseline
▲ 0.50% · 4.625%
HK$20,482
+HK$1,174/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,616/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,212
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,754
−HK$550/mo
Today · 4.125%
HK$21,304
baseline
▲ 0.50% · 4.625%
HK$22,427
+HK$1,123/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,608/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,985
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,607
−HK$631/mo
Today · 4.125%
HK$21,238
baseline
▲ 0.50% · 4.625%
HK$22,531
+HK$1,293/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$42,476/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,233
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,830
−HK$604/mo
Today · 4.125%
HK$23,434
baseline
▲ 0.50% · 4.625%
HK$24,670
+HK$1,236/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$46,868/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,802
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,480
−HK$689/mo
Today · 4.125%
HK$23,169
baseline
▲ 0.50% · 4.625%
HK$24,579
+HK$1,410/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,338/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,254
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,905
−HK$660/mo
Today · 4.125%
HK$25,565
baseline
▲ 0.50% · 4.625%
HK$26,912
+HK$1,347/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,130/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,619
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,353
−HK$747/mo
Today · 4.125%
HK$25,100
baseline
▲ 0.50% · 4.625%
HK$26,627
+HK$1,527/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,200/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,276
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,980
−HK$715/mo
Today · 4.125%
HK$27,695
baseline
▲ 0.50% · 4.625%
HK$29,155
+HK$1,460/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,390/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,436
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,227
−HK$804/mo
Today · 4.125%
HK$27,031
baseline
▲ 0.50% · 4.625%
HK$28,675
+HK$1,644/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,062/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,297
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,056
−HK$770/mo
Today · 4.125%
HK$29,826
baseline
▲ 0.50% · 4.625%
HK$31,398
+HK$1,572/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,652/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,252
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,100
−HK$861/mo
Today · 4.125%
HK$28,961
baseline
▲ 0.50% · 4.625%
HK$30,724
+HK$1,763/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,922/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,318
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,131
−HK$825/mo
Today · 4.125%
HK$31,956
baseline
▲ 0.50% · 4.625%
HK$33,640
+HK$1,684/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,912/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,069
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,973
−HK$919/mo
Today · 4.125%
HK$30,892
baseline
▲ 0.50% · 4.625%
HK$32,772
+HK$1,880/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,784/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,339
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,207
−HK$879/mo
Today · 4.125%
HK$34,086
baseline
▲ 0.50% · 4.625%
HK$35,883
+HK$1,797/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,172/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,886
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,847
−HK$976/mo
Today · 4.125%
HK$32,823
baseline
▲ 0.50% · 4.625%
HK$34,820
+HK$1,997/mo
Deposit HK$1.20M · loan HK$6.77M · min. income ≈ HK$65,646/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,360
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,282
−HK$935/mo
Today · 4.125%
HK$36,217
baseline
▲ 0.50% · 4.625%
HK$38,126
+HK$1,909/mo
Deposit HK$1.20M · loan HK$6.77M · min. income ≈ HK$72,434/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,703
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,720
−HK$1,034/mo
Today · 4.125%
HK$34,754
baseline
▲ 0.50% · 4.625%
HK$36,868
+HK$2,114/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$69,508/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,382
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,357
−HK$990/mo
Today · 4.125%
HK$38,347
baseline
▲ 0.50% · 4.625%
HK$40,369
+HK$2,022/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$76,694/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,030 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).