▼ 0.50% · 3.625%
HK$22,394
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,091
−HK$708/mo
Today · 4.125%
HK$23,799
baseline
▲ 0.50% · 4.625%
HK$25,247
+HK$1,448/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,598/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,913
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,582
−HK$677/mo
Today · 4.125%
HK$26,259
baseline
▲ 0.50% · 4.625%
HK$27,644
+HK$1,385/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,518/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,634
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,400
−HK$778/mo
Today · 4.125%
HK$26,178
baseline
▲ 0.50% · 4.625%
HK$27,771
+HK$1,593/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,356/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,405
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,140
−HK$745/mo
Today · 4.125%
HK$28,885
baseline
▲ 0.50% · 4.625%
HK$30,408
+HK$1,523/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,770/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,873
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,709
−HK$849/mo
Today · 4.125%
HK$28,558
baseline
▲ 0.50% · 4.625%
HK$30,296
+HK$1,738/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,116/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,896
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,698
−HK$813/mo
Today · 4.125%
HK$31,511
baseline
▲ 0.50% · 4.625%
HK$33,172
+HK$1,661/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$63,022/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,113
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,018
−HK$920/mo
Today · 4.125%
HK$30,938
baseline
▲ 0.50% · 4.625%
HK$32,821
+HK$1,883/mo
Deposit HK$3.44M · loan HK$6.38M · min. income ≈ HK$61,876/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,387
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,256
−HK$881/mo
Today · 4.125%
HK$34,137
baseline
▲ 0.50% · 4.625%
HK$35,937
+HK$1,800/mo
Deposit HK$3.44M · loan HK$6.38M · min. income ≈ HK$68,274/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,352
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,327
−HK$991/mo
Today · 4.125%
HK$33,318
baseline
▲ 0.50% · 4.625%
HK$35,345
+HK$2,027/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$66,636/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,879
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,814
−HK$949/mo
Today · 4.125%
HK$36,763
baseline
▲ 0.50% · 4.625%
HK$38,701
+HK$1,938/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$73,526/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,591
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,636
−HK$1,062/mo
Today · 4.125%
HK$35,698
baseline
▲ 0.50% · 4.625%
HK$37,870
+HK$2,172/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,396/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,370
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,372
−HK$1,017/mo
Today · 4.125%
HK$39,389
baseline
▲ 0.50% · 4.625%
HK$41,465
+HK$2,076/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,778/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,831
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,945
−HK$1,133/mo
Today · 4.125%
HK$38,078
baseline
▲ 0.50% · 4.625%
HK$40,395
+HK$2,317/mo
Deposit HK$1.96M · loan HK$7.86M · min. income ≈ HK$76,156/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,861
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,930
−HK$1,085/mo
Today · 4.125%
HK$42,015
baseline
▲ 0.50% · 4.625%
HK$44,230
+HK$2,215/mo
Deposit HK$1.96M · loan HK$7.86M · min. income ≈ HK$84,030/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,070
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,254
−HK$1,204/mo
Today · 4.125%
HK$40,458
baseline
▲ 0.50% · 4.625%
HK$42,919
+HK$2,461/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$80,916/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,353
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,489
−HK$1,152/mo
Today · 4.125%
HK$44,641
baseline
▲ 0.50% · 4.625%
HK$46,994
+HK$2,353/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$89,282/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,310
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,564
−HK$1,273/mo
Today · 4.125%
HK$42,837
baseline
▲ 0.50% · 4.625%
HK$45,444
+HK$2,607/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,674/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,844
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,047
−HK$1,220/mo
Today · 4.125%
HK$47,267
baseline
▲ 0.50% · 4.625%
HK$49,758
+HK$2,491/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,534/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,095 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).