▼ 0.50% · 3.625%
HK$22,576
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,278
−HK$713/mo
Today · 4.125%
HK$23,991
baseline
▲ 0.50% · 4.625%
HK$25,451
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,982/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,115
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,789
−HK$683/mo
Today · 4.125%
HK$26,472
baseline
▲ 0.50% · 4.625%
HK$27,868
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,944/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,833
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,606
−HK$785/mo
Today · 4.125%
HK$26,391
baseline
▲ 0.50% · 4.625%
HK$27,996
+HK$1,605/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,782/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,627
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,368
−HK$751/mo
Today · 4.125%
HK$29,119
baseline
▲ 0.50% · 4.625%
HK$30,654
+HK$1,535/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,238/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,091
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,934
−HK$856/mo
Today · 4.125%
HK$28,790
baseline
▲ 0.50% · 4.625%
HK$30,542
+HK$1,752/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,580/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,138
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,947
−HK$820/mo
Today · 4.125%
HK$31,767
baseline
▲ 0.50% · 4.625%
HK$33,441
+HK$1,674/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,534/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,348
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,261
−HK$928/mo
Today · 4.125%
HK$31,189
baseline
▲ 0.50% · 4.625%
HK$33,087
+HK$1,898/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,378/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,650
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,526
−HK$888/mo
Today · 4.125%
HK$34,414
baseline
▲ 0.50% · 4.625%
HK$36,228
+HK$1,814/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,828/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,606
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,589
−HK$999/mo
Today · 4.125%
HK$33,588
baseline
▲ 0.50% · 4.625%
HK$35,632
+HK$2,044/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,176/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,161
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,104
−HK$957/mo
Today · 4.125%
HK$37,061
baseline
▲ 0.50% · 4.625%
HK$39,015
+HK$1,954/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,122/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,864
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,917
−HK$1,070/mo
Today · 4.125%
HK$35,987
baseline
▲ 0.50% · 4.625%
HK$38,177
+HK$2,190/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$71,974/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,673
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,683
−HK$1,025/mo
Today · 4.125%
HK$39,708
baseline
▲ 0.50% · 4.625%
HK$41,801
+HK$2,093/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,416/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,121
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,245
−HK$1,141/mo
Today · 4.125%
HK$38,386
baseline
▲ 0.50% · 4.625%
HK$40,722
+HK$2,336/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,772/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,185
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,262
−HK$1,094/mo
Today · 4.125%
HK$42,356
baseline
▲ 0.50% · 4.625%
HK$44,588
+HK$2,232/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,712/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,379
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,573
−HK$1,212/mo
Today · 4.125%
HK$40,785
baseline
▲ 0.50% · 4.625%
HK$43,267
+HK$2,482/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,570/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,696
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,841
−HK$1,162/mo
Today · 4.125%
HK$45,003
baseline
▲ 0.50% · 4.625%
HK$47,375
+HK$2,372/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,006/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,636
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,900
−HK$1,285/mo
Today · 4.125%
HK$43,185
baseline
▲ 0.50% · 4.625%
HK$45,812
+HK$2,627/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,370/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,208
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,420
−HK$1,230/mo
Today · 4.125%
HK$47,650
baseline
▲ 0.50% · 4.625%
HK$50,162
+HK$2,512/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,300/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,054 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).