▼ 0.50% · 3.625%
HK$18,375
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,946
−HK$581/mo
Today · 4.125%
HK$19,527
baseline
▲ 0.50% · 4.625%
HK$20,715
+HK$1,188/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,054/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,442
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,990
−HK$556/mo
Today · 4.125%
HK$21,546
baseline
▲ 0.50% · 4.625%
HK$22,682
+HK$1,136/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,092/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,212
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,841
−HK$638/mo
Today · 4.125%
HK$21,479
baseline
▲ 0.50% · 4.625%
HK$22,786
+HK$1,307/mo
Deposit HK$3.63M · loan HK$4.43M · min. income ≈ HK$42,958/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,486
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,089
−HK$612/mo
Today · 4.125%
HK$23,701
baseline
▲ 0.50% · 4.625%
HK$24,950
+HK$1,249/mo
Deposit HK$3.63M · loan HK$4.43M · min. income ≈ HK$47,402/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,049
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,735
−HK$697/mo
Today · 4.125%
HK$23,432
baseline
▲ 0.50% · 4.625%
HK$24,858
+HK$1,426/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,864/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,530
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,188
−HK$667/mo
Today · 4.125%
HK$25,855
baseline
▲ 0.50% · 4.625%
HK$27,218
+HK$1,363/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,710/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,887
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,630
−HK$755/mo
Today · 4.125%
HK$25,385
baseline
▲ 0.50% · 4.625%
HK$26,929
+HK$1,544/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,770/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,574
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,287
−HK$723/mo
Today · 4.125%
HK$28,010
baseline
▲ 0.50% · 4.625%
HK$29,486
+HK$1,476/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,020/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,724
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,525
−HK$813/mo
Today · 4.125%
HK$27,338
baseline
▲ 0.50% · 4.625%
HK$29,001
+HK$1,663/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,676/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,618
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,386
−HK$778/mo
Today · 4.125%
HK$30,164
baseline
▲ 0.50% · 4.625%
HK$31,754
+HK$1,590/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,328/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,562
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,419
−HK$871/mo
Today · 4.125%
HK$29,290
baseline
▲ 0.50% · 4.625%
HK$31,072
+HK$1,782/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$58,580/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,662
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,485
−HK$834/mo
Today · 4.125%
HK$32,319
baseline
▲ 0.50% · 4.625%
HK$34,022
+HK$1,703/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$64,638/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,399
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,314
−HK$929/mo
Today · 4.125%
HK$31,243
baseline
▲ 0.50% · 4.625%
HK$33,144
+HK$1,901/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$62,486/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,706
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,584
−HK$889/mo
Today · 4.125%
HK$34,473
baseline
▲ 0.50% · 4.625%
HK$36,291
+HK$1,818/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$68,946/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,237
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,208
−HK$988/mo
Today · 4.125%
HK$33,196
baseline
▲ 0.50% · 4.625%
HK$35,215
+HK$2,019/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$66,392/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,751
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,683
−HK$945/mo
Today · 4.125%
HK$36,628
baseline
▲ 0.50% · 4.625%
HK$38,559
+HK$1,931/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$73,256/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,074
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,103
−HK$1,045/mo
Today · 4.125%
HK$35,148
baseline
▲ 0.50% · 4.625%
HK$37,287
+HK$2,139/mo
Deposit HK$806K · loan HK$7.25M · min. income ≈ HK$70,296/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,795
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,782
−HK$1,001/mo
Today · 4.125%
HK$38,783
baseline
▲ 0.50% · 4.625%
HK$40,827
+HK$2,044/mo
Deposit HK$806K · loan HK$7.25M · min. income ≈ HK$77,566/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,744 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).