▼ 0.50% · 3.625%
HK$22,687
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,393
−HK$717/mo
Today · 4.125%
HK$24,110
baseline
▲ 0.50% · 4.625%
HK$25,577
+HK$1,467/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,220/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,240
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,917
−HK$686/mo
Today · 4.125%
HK$26,603
baseline
▲ 0.50% · 4.625%
HK$28,006
+HK$1,403/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,206/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,956
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,733
−HK$788/mo
Today · 4.125%
HK$26,521
baseline
▲ 0.50% · 4.625%
HK$28,135
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,042/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,764
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,508
−HK$756/mo
Today · 4.125%
HK$29,264
baseline
▲ 0.50% · 4.625%
HK$30,806
+HK$1,542/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,528/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,225
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,072
−HK$860/mo
Today · 4.125%
HK$28,932
baseline
▲ 0.50% · 4.625%
HK$30,693
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,864/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,288
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,100
−HK$824/mo
Today · 4.125%
HK$31,924
baseline
▲ 0.50% · 4.625%
HK$33,607
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,848/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,494
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,411
−HK$932/mo
Today · 4.125%
HK$31,343
baseline
▲ 0.50% · 4.625%
HK$33,250
+HK$1,907/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,686/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,811
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,691
−HK$893/mo
Today · 4.125%
HK$34,584
baseline
▲ 0.50% · 4.625%
HK$36,407
+HK$1,823/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,168/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,762
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,750
−HK$1,004/mo
Today · 4.125%
HK$33,754
baseline
▲ 0.50% · 4.625%
HK$35,808
+HK$2,054/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,508/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,335
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,283
−HK$961/mo
Today · 4.125%
HK$37,244
baseline
▲ 0.50% · 4.625%
HK$39,208
+HK$1,964/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,488/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,031
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,090
−HK$1,075/mo
Today · 4.125%
HK$36,165
baseline
▲ 0.50% · 4.625%
HK$38,366
+HK$2,201/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,330/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,859
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,875
−HK$1,030/mo
Today · 4.125%
HK$39,905
baseline
▲ 0.50% · 4.625%
HK$42,008
+HK$2,103/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,810/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,300
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,429
−HK$1,147/mo
Today · 4.125%
HK$38,576
baseline
▲ 0.50% · 4.625%
HK$40,924
+HK$2,348/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,152/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,383
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,466
−HK$1,099/mo
Today · 4.125%
HK$42,565
baseline
▲ 0.50% · 4.625%
HK$44,809
+HK$2,244/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,130/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,569
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,768
−HK$1,219/mo
Today · 4.125%
HK$40,987
baseline
▲ 0.50% · 4.625%
HK$43,481
+HK$2,494/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$81,974/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,907
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,058
−HK$1,167/mo
Today · 4.125%
HK$45,225
baseline
▲ 0.50% · 4.625%
HK$47,609
+HK$2,384/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,450/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,837
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,108
−HK$1,290/mo
Today · 4.125%
HK$43,398
baseline
▲ 0.50% · 4.625%
HK$46,039
+HK$2,641/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,796/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,431
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,650
−HK$1,236/mo
Today · 4.125%
HK$47,886
baseline
▲ 0.50% · 4.625%
HK$50,410
+HK$2,524/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$95,772/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,954 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).