▼ 0.50% · 3.625%
HK$17,863
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,419
−HK$564/mo
Today · 4.125%
HK$18,983
baseline
▲ 0.50% · 4.625%
HK$20,138
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,966/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,872
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,405
−HK$541/mo
Today · 4.125%
HK$20,946
baseline
▲ 0.50% · 4.625%
HK$22,050
+HK$1,104/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,892/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,649
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,261
−HK$621/mo
Today · 4.125%
HK$20,882
baseline
▲ 0.50% · 4.625%
HK$22,152
+HK$1,270/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$41,764/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,860
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,446
−HK$595/mo
Today · 4.125%
HK$23,041
baseline
▲ 0.50% · 4.625%
HK$24,255
+HK$1,214/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$46,082/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,436
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,102
−HK$678/mo
Today · 4.125%
HK$22,780
baseline
▲ 0.50% · 4.625%
HK$24,166
+HK$1,386/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,560/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,847
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,487
−HK$648/mo
Today · 4.125%
HK$25,135
baseline
▲ 0.50% · 4.625%
HK$26,460
+HK$1,325/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,270/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,222
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,944
−HK$734/mo
Today · 4.125%
HK$24,678
baseline
▲ 0.50% · 4.625%
HK$26,180
+HK$1,502/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,356/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,834
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,527
−HK$703/mo
Today · 4.125%
HK$27,230
baseline
▲ 0.50% · 4.625%
HK$28,665
+HK$1,435/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,460/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,008
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,786
−HK$791/mo
Today · 4.125%
HK$26,577
baseline
▲ 0.50% · 4.625%
HK$28,194
+HK$1,617/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,154/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,821
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,568
−HK$757/mo
Today · 4.125%
HK$29,325
baseline
▲ 0.50% · 4.625%
HK$30,870
+HK$1,545/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,650/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,795
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,628
−HK$847/mo
Today · 4.125%
HK$28,475
baseline
▲ 0.50% · 4.625%
HK$30,207
+HK$1,732/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$56,950/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,809
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,608
−HK$811/mo
Today · 4.125%
HK$31,419
baseline
▲ 0.50% · 4.625%
HK$33,075
+HK$1,656/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$62,838/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,581
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,470
−HK$903/mo
Today · 4.125%
HK$30,373
baseline
▲ 0.50% · 4.625%
HK$32,221
+HK$1,848/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,746/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,796
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,649
−HK$865/mo
Today · 4.125%
HK$33,514
baseline
▲ 0.50% · 4.625%
HK$35,280
+HK$1,766/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,028/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,367
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,312
−HK$960/mo
Today · 4.125%
HK$32,272
baseline
▲ 0.50% · 4.625%
HK$34,235
+HK$1,963/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$64,544/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,783
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,689
−HK$919/mo
Today · 4.125%
HK$35,608
baseline
▲ 0.50% · 4.625%
HK$37,485
+HK$1,877/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$71,216/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,154
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,154
−HK$1,016/mo
Today · 4.125%
HK$34,170
baseline
▲ 0.50% · 4.625%
HK$36,249
+HK$2,079/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,340/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,770
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,730
−HK$973/mo
Today · 4.125%
HK$37,703
baseline
▲ 0.50% · 4.625%
HK$39,690
+HK$1,987/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,406/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,014 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).