▼ 0.50% · 3.625%
HK$22,706
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,412
−HK$718/mo
Today · 4.125%
HK$24,130
baseline
▲ 0.50% · 4.625%
HK$25,598
+HK$1,468/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,260/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,260
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,938
−HK$687/mo
Today · 4.125%
HK$26,625
baseline
▲ 0.50% · 4.625%
HK$28,028
+HK$1,403/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,250/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,977
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,754
−HK$789/mo
Today · 4.125%
HK$26,543
baseline
▲ 0.50% · 4.625%
HK$28,158
+HK$1,615/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,086/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,786
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,531
−HK$756/mo
Today · 4.125%
HK$29,287
baseline
▲ 0.50% · 4.625%
HK$30,831
+HK$1,544/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,574/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,247
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,095
−HK$861/mo
Today · 4.125%
HK$28,956
baseline
▲ 0.50% · 4.625%
HK$30,718
+HK$1,762/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,912/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,312
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,125
−HK$825/mo
Today · 4.125%
HK$31,950
baseline
▲ 0.50% · 4.625%
HK$33,634
+HK$1,684/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,900/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,518
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,436
−HK$933/mo
Today · 4.125%
HK$31,369
baseline
▲ 0.50% · 4.625%
HK$33,278
+HK$1,909/mo
Deposit HK$3.49M · loan HK$6.47M · min. income ≈ HK$62,738/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,838
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,719
−HK$893/mo
Today · 4.125%
HK$34,612
baseline
▲ 0.50% · 4.625%
HK$36,437
+HK$1,825/mo
Deposit HK$3.49M · loan HK$6.47M · min. income ≈ HK$69,224/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,788
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,777
−HK$1,005/mo
Today · 4.125%
HK$33,782
baseline
▲ 0.50% · 4.625%
HK$35,837
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,564/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,364
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,313
−HK$962/mo
Today · 4.125%
HK$37,275
baseline
▲ 0.50% · 4.625%
HK$39,240
+HK$1,965/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,550/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,059
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,118
−HK$1,077/mo
Today · 4.125%
HK$36,195
baseline
▲ 0.50% · 4.625%
HK$38,397
+HK$2,202/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,390/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,890
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,907
−HK$1,030/mo
Today · 4.125%
HK$39,937
baseline
▲ 0.50% · 4.625%
HK$42,043
+HK$2,106/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,874/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,330
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,460
−HK$1,148/mo
Today · 4.125%
HK$38,608
baseline
▲ 0.50% · 4.625%
HK$40,957
+HK$2,349/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,216/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,416
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,500
−HK$1,100/mo
Today · 4.125%
HK$42,600
baseline
▲ 0.50% · 4.625%
HK$44,845
+HK$2,245/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,200/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,600
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,801
−HK$1,220/mo
Today · 4.125%
HK$41,021
baseline
▲ 0.50% · 4.625%
HK$43,517
+HK$2,496/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,042/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,942
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,094
−HK$1,168/mo
Today · 4.125%
HK$45,262
baseline
▲ 0.50% · 4.625%
HK$47,648
+HK$2,386/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,524/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,871
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,142
−HK$1,292/mo
Today · 4.125%
HK$43,434
baseline
▲ 0.50% · 4.625%
HK$46,077
+HK$2,643/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$86,868/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,468
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,688
−HK$1,237/mo
Today · 4.125%
HK$47,925
baseline
▲ 0.50% · 4.625%
HK$50,451
+HK$2,526/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$95,850/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,767 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).