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At today's rate and a 90% mortgage, the deposit on this unit is about HK$779K, with repayments around HK$33,986/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,972/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,753 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Tiu Keng Leng Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 10 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A
- Saleable Area
- 492 Saleable ft²
- Gross Area
- 658 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-12 | HK$8.88M | +3.3% 3.1y · 1.0%/yr |
| 2018-07-10 | HK$8.60M | +91.1% 6.9y · 13.0%/yr |
| 2011-07-20 | HK$4.50M | +50.0% |
| 2009-04-17 | HK$3.00M | +11.1% |
| 2007-02-01 | HK$2.70M | −12.6% |
| 2005-10-18 | HK$3.09M | — |