▼ 0.50% · 3.625%
HK$22,422
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,119
−HK$709/mo
Today · 4.125%
HK$23,828
baseline
▲ 0.50% · 4.625%
HK$25,278
+HK$1,450/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,656/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,944
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,613
−HK$679/mo
Today · 4.125%
HK$26,292
baseline
▲ 0.50% · 4.625%
HK$27,678
+HK$1,386/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,584/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,664
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,431
−HK$780/mo
Today · 4.125%
HK$26,211
baseline
▲ 0.50% · 4.625%
HK$27,806
+HK$1,595/mo
Deposit HK$4.42M · loan HK$5.41M · min. income ≈ HK$52,422/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,439
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,174
−HK$747/mo
Today · 4.125%
HK$28,921
baseline
▲ 0.50% · 4.625%
HK$30,445
+HK$1,524/mo
Deposit HK$4.42M · loan HK$5.41M · min. income ≈ HK$57,842/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,906
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,743
−HK$851/mo
Today · 4.125%
HK$28,594
baseline
▲ 0.50% · 4.625%
HK$30,333
+HK$1,739/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,188/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,933
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,736
−HK$814/mo
Today · 4.125%
HK$31,550
baseline
▲ 0.50% · 4.625%
HK$33,213
+HK$1,663/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,100/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,148
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,055
−HK$921/mo
Today · 4.125%
HK$30,976
baseline
▲ 0.50% · 4.625%
HK$32,861
+HK$1,885/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$61,952/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,427
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,297
−HK$882/mo
Today · 4.125%
HK$34,179
baseline
▲ 0.50% · 4.625%
HK$35,981
+HK$1,802/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$68,358/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,391
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,367
−HK$992/mo
Today · 4.125%
HK$33,359
baseline
▲ 0.50% · 4.625%
HK$35,389
+HK$2,030/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,718/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,922
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,858
−HK$951/mo
Today · 4.125%
HK$36,809
baseline
▲ 0.50% · 4.625%
HK$38,749
+HK$1,940/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,618/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,633
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,679
−HK$1,063/mo
Today · 4.125%
HK$35,742
baseline
▲ 0.50% · 4.625%
HK$37,917
+HK$2,175/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,484/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,416
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,420
−HK$1,018/mo
Today · 4.125%
HK$39,438
baseline
▲ 0.50% · 4.625%
HK$41,517
+HK$2,079/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,876/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,875
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,991
−HK$1,134/mo
Today · 4.125%
HK$38,125
baseline
▲ 0.50% · 4.625%
HK$40,445
+HK$2,320/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$76,250/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,911
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,981
−HK$1,086/mo
Today · 4.125%
HK$42,067
baseline
▲ 0.50% · 4.625%
HK$44,284
+HK$2,217/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$84,134/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,117
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,303
−HK$1,205/mo
Today · 4.125%
HK$40,508
baseline
▲ 0.50% · 4.625%
HK$42,972
+HK$2,464/mo
Deposit HK$1.47M · loan HK$8.36M · min. income ≈ HK$81,016/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,405
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,542
−HK$1,154/mo
Today · 4.125%
HK$44,696
baseline
▲ 0.50% · 4.625%
HK$47,052
+HK$2,356/mo
Deposit HK$1.47M · loan HK$8.36M · min. income ≈ HK$89,392/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,359
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,615
−HK$1,275/mo
Today · 4.125%
HK$42,890
baseline
▲ 0.50% · 4.625%
HK$45,500
+HK$2,610/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$85,780/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,899
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,104
−HK$1,221/mo
Today · 4.125%
HK$47,325
baseline
▲ 0.50% · 4.625%
HK$49,820
+HK$2,495/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$94,650/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,307 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).