▼ 0.50% · 3.625%
HK$21,818
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,496
−HK$690/mo
Today · 4.125%
HK$23,186
baseline
▲ 0.50% · 4.625%
HK$24,597
+HK$1,411/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,372/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,272
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,923
−HK$660/mo
Today · 4.125%
HK$25,583
baseline
▲ 0.50% · 4.625%
HK$26,932
+HK$1,349/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,166/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,999
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,746
−HK$758/mo
Today · 4.125%
HK$25,504
baseline
▲ 0.50% · 4.625%
HK$27,056
+HK$1,552/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$51,008/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,699
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,415
−HK$726/mo
Today · 4.125%
HK$28,141
baseline
▲ 0.50% · 4.625%
HK$29,625
+HK$1,484/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$56,282/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,181
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,995
−HK$828/mo
Today · 4.125%
HK$27,823
baseline
▲ 0.50% · 4.625%
HK$29,516
+HK$1,693/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,646/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,126
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,907
−HK$793/mo
Today · 4.125%
HK$30,700
baseline
▲ 0.50% · 4.625%
HK$32,318
+HK$1,618/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,400/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,363
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,245
−HK$896/mo
Today · 4.125%
HK$30,141
baseline
▲ 0.50% · 4.625%
HK$31,975
+HK$1,834/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,282/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,553
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,400
−HK$858/mo
Today · 4.125%
HK$33,258
baseline
▲ 0.50% · 4.625%
HK$35,011
+HK$1,753/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,516/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,545
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,495
−HK$965/mo
Today · 4.125%
HK$32,460
baseline
▲ 0.50% · 4.625%
HK$34,435
+HK$1,975/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,920/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,981
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,892
−HK$924/mo
Today · 4.125%
HK$35,816
baseline
▲ 0.50% · 4.625%
HK$37,704
+HK$1,888/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,632/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,726
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,744
−HK$1,035/mo
Today · 4.125%
HK$34,779
baseline
▲ 0.50% · 4.625%
HK$36,895
+HK$2,116/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,558/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,408
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,384
−HK$991/mo
Today · 4.125%
HK$38,375
baseline
▲ 0.50% · 4.625%
HK$40,397
+HK$2,022/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,750/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,908
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,994
−HK$1,103/mo
Today · 4.125%
HK$37,097
baseline
▲ 0.50% · 4.625%
HK$39,354
+HK$2,257/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,194/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,835
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,876
−HK$1,057/mo
Today · 4.125%
HK$40,933
baseline
▲ 0.50% · 4.625%
HK$43,091
+HK$2,158/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,866/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,090
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,244
−HK$1,172/mo
Today · 4.125%
HK$39,416
baseline
▲ 0.50% · 4.625%
HK$41,814
+HK$2,398/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$78,832/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,262
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,369
−HK$1,122/mo
Today · 4.125%
HK$43,491
baseline
▲ 0.50% · 4.625%
HK$45,784
+HK$2,293/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$86,982/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,272
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,493
−HK$1,241/mo
Today · 4.125%
HK$41,734
baseline
▲ 0.50% · 4.625%
HK$44,274
+HK$2,540/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,468/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,689
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,861
−HK$1,189/mo
Today · 4.125%
HK$46,050
baseline
▲ 0.50% · 4.625%
HK$48,477
+HK$2,427/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,100/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,803 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).