▼ 0.50% · 3.625%
HK$18,157
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,721
−HK$574/mo
Today · 4.125%
HK$19,295
baseline
▲ 0.50% · 4.625%
HK$20,469
+HK$1,174/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,590/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,199
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,741
−HK$549/mo
Today · 4.125%
HK$21,290
baseline
▲ 0.50% · 4.625%
HK$22,412
+HK$1,122/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,580/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,972
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,593
−HK$632/mo
Today · 4.125%
HK$21,225
baseline
▲ 0.50% · 4.625%
HK$22,516
+HK$1,291/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,450/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,219
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,815
−HK$604/mo
Today · 4.125%
HK$23,419
baseline
▲ 0.50% · 4.625%
HK$24,654
+HK$1,235/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,838/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,788
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,466
−HK$688/mo
Today · 4.125%
HK$23,154
baseline
▲ 0.50% · 4.625%
HK$24,563
+HK$1,409/mo
Deposit HK$3.18M · loan HK$4.78M · min. income ≈ HK$46,308/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,239
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,889
−HK$659/mo
Today · 4.125%
HK$25,548
baseline
▲ 0.50% · 4.625%
HK$26,895
+HK$1,347/mo
Deposit HK$3.18M · loan HK$4.78M · min. income ≈ HK$51,096/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,603
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,338
−HK$746/mo
Today · 4.125%
HK$25,084
baseline
▲ 0.50% · 4.625%
HK$26,610
+HK$1,526/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,168/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,259
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,963
−HK$714/mo
Today · 4.125%
HK$27,677
baseline
▲ 0.50% · 4.625%
HK$29,136
+HK$1,459/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,354/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,419
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,210
−HK$803/mo
Today · 4.125%
HK$27,013
baseline
▲ 0.50% · 4.625%
HK$28,657
+HK$1,644/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$54,026/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,279
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,037
−HK$769/mo
Today · 4.125%
HK$29,806
baseline
▲ 0.50% · 4.625%
HK$31,377
+HK$1,571/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,612/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,235
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,082
−HK$861/mo
Today · 4.125%
HK$28,943
baseline
▲ 0.50% · 4.625%
HK$30,704
+HK$1,761/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,886/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,298
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,111
−HK$824/mo
Today · 4.125%
HK$31,935
baseline
▲ 0.50% · 4.625%
HK$33,619
+HK$1,684/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,870/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,050
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,954
−HK$918/mo
Today · 4.125%
HK$30,872
baseline
▲ 0.50% · 4.625%
HK$32,751
+HK$1,879/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,744/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,318
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,185
−HK$879/mo
Today · 4.125%
HK$34,064
baseline
▲ 0.50% · 4.625%
HK$35,860
+HK$1,796/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,128/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,866
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,826
−HK$976/mo
Today · 4.125%
HK$32,802
baseline
▲ 0.50% · 4.625%
HK$34,798
+HK$1,996/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$65,604/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,338
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,259
−HK$934/mo
Today · 4.125%
HK$36,193
baseline
▲ 0.50% · 4.625%
HK$38,101
+HK$1,908/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$72,386/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,682
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,698
−HK$1,033/mo
Today · 4.125%
HK$34,731
baseline
▲ 0.50% · 4.625%
HK$36,844
+HK$2,113/mo
Deposit HK$796K · loan HK$7.17M · min. income ≈ HK$69,462/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,358
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,333
−HK$989/mo
Today · 4.125%
HK$38,322
baseline
▲ 0.50% · 4.625%
HK$40,342
+HK$2,020/mo
Deposit HK$796K · loan HK$7.17M · min. income ≈ HK$76,644/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,875 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).