▼ 0.50% · 3.625%
HK$4,947
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$157/mo
Today · 4.125%
HK$5,258
baseline
▲ 0.50% · 4.625%
HK$5,578
+HK$320/mo
Deposit HK$1.08M · loan HK$1.08M · min. income ≈ HK$10,516/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,504
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,652
−HK$149/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,107
+HK$306/mo
Deposit HK$1.08M · loan HK$1.08M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,442
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$172/mo
Today · 4.125%
HK$5,783
baseline
▲ 0.50% · 4.625%
HK$6,135
+HK$352/mo
Deposit HK$976K · loan HK$1.19M · min. income ≈ HK$11,566/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,054
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,217
−HK$164/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,718
+HK$337/mo
Deposit HK$976K · loan HK$1.19M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,937
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,122
−HK$187/mo
Today · 4.125%
HK$6,309
baseline
▲ 0.50% · 4.625%
HK$6,693
+HK$384/mo
Deposit HK$868K · loan HK$1.30M · min. income ≈ HK$12,618/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,605
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,782
−HK$180/mo
Today · 4.125%
HK$6,962
baseline
▲ 0.50% · 4.625%
HK$7,329
+HK$367/mo
Deposit HK$868K · loan HK$1.30M · min. income ≈ HK$13,924/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,432
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,632
−HK$203/mo
Today · 4.125%
HK$6,835
baseline
▲ 0.50% · 4.625%
HK$7,251
+HK$416/mo
Deposit HK$759K · loan HK$1.41M · min. income ≈ HK$13,670/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,155
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,347
−HK$195/mo
Today · 4.125%
HK$7,542
baseline
▲ 0.50% · 4.625%
HK$7,939
+HK$397/mo
Deposit HK$759K · loan HK$1.41M · min. income ≈ HK$15,084/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,926
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,142
−HK$219/mo
Today · 4.125%
HK$7,361
baseline
▲ 0.50% · 4.625%
HK$7,809
+HK$448/mo
Deposit HK$651K · loan HK$1.52M · min. income ≈ HK$14,722/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,706
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,912
−HK$210/mo
Today · 4.125%
HK$8,122
baseline
▲ 0.50% · 4.625%
HK$8,550
+HK$428/mo
Deposit HK$651K · loan HK$1.52M · min. income ≈ HK$16,244/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,421
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,652
−HK$235/mo
Today · 4.125%
HK$7,887
baseline
▲ 0.50% · 4.625%
HK$8,366
+HK$479/mo
Deposit HK$542K · loan HK$1.63M · min. income ≈ HK$15,774/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,256
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,477
−HK$225/mo
Today · 4.125%
HK$8,702
baseline
▲ 0.50% · 4.625%
HK$9,161
+HK$459/mo
Deposit HK$542K · loan HK$1.63M · min. income ≈ HK$17,404/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,916
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,162
−HK$250/mo
Today · 4.125%
HK$8,412
baseline
▲ 0.50% · 4.625%
HK$8,924
+HK$512/mo
Deposit HK$434K · loan HK$1.74M · min. income ≈ HK$16,824/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,806
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,043
−HK$239/mo
Today · 4.125%
HK$9,282
baseline
▲ 0.50% · 4.625%
HK$9,771
+HK$489/mo
Deposit HK$434K · loan HK$1.74M · min. income ≈ HK$18,564/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,411
−HK$527/mo
▼ 0.25% · 3.875%
HK$8,672
−HK$266/mo
Today · 4.125%
HK$8,938
baseline
▲ 0.50% · 4.625%
HK$9,482
+HK$544/mo
Deposit HK$325K · loan HK$1.84M · min. income ≈ HK$17,876/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,357
−HK$505/mo
▼ 0.25% · 3.875%
HK$9,608
−HK$254/mo
Today · 4.125%
HK$9,862
baseline
▲ 0.50% · 4.625%
HK$10,382
+HK$520/mo
Deposit HK$325K · loan HK$1.84M · min. income ≈ HK$19,724/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,905
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,182
−HK$282/mo
Today · 4.125%
HK$9,464
baseline
▲ 0.50% · 4.625%
HK$10,040
+HK$576/mo
Deposit HK$217K · loan HK$1.95M · min. income ≈ HK$18,928/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,907
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,173
−HK$269/mo
Today · 4.125%
HK$10,442
baseline
▲ 0.50% · 4.625%
HK$10,993
+HK$551/mo
Deposit HK$217K · loan HK$1.95M · min. income ≈ HK$20,884/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).