▼ 0.50% · 3.625%
HK$3,959
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,083
−HK$125/mo
Today · 4.125%
HK$4,208
baseline
▲ 0.50% · 4.625%
HK$4,464
+HK$256/mo
Deposit HK$868K · loan HK$868K · min. income ≈ HK$8,416/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,405
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,523
−HK$120/mo
Today · 4.125%
HK$4,643
baseline
▲ 0.50% · 4.625%
HK$4,888
+HK$245/mo
Deposit HK$868K · loan HK$868K · min. income ≈ HK$9,286/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,355
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,491
−HK$137/mo
Today · 4.125%
HK$4,628
baseline
▲ 0.50% · 4.625%
HK$4,910
+HK$282/mo
Deposit HK$781K · loan HK$955K · min. income ≈ HK$9,256/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,845
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,975
−HK$132/mo
Today · 4.125%
HK$5,107
baseline
▲ 0.50% · 4.625%
HK$5,376
+HK$269/mo
Deposit HK$781K · loan HK$955K · min. income ≈ HK$10,214/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,751
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,899
−HK$150/mo
Today · 4.125%
HK$5,049
baseline
▲ 0.50% · 4.625%
HK$5,356
+HK$307/mo
Deposit HK$695K · loan HK$1.04M · min. income ≈ HK$10,098/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,286
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,428
−HK$143/mo
Today · 4.125%
HK$5,571
baseline
▲ 0.50% · 4.625%
HK$5,865
+HK$294/mo
Deposit HK$695K · loan HK$1.04M · min. income ≈ HK$11,142/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,147
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,307
−HK$163/mo
Today · 4.125%
HK$5,470
baseline
▲ 0.50% · 4.625%
HK$5,803
+HK$333/mo
Deposit HK$608K · loan HK$1.13M · min. income ≈ HK$10,940/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,726
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,880
−HK$156/mo
Today · 4.125%
HK$6,036
baseline
▲ 0.50% · 4.625%
HK$6,354
+HK$318/mo
Deposit HK$608K · loan HK$1.13M · min. income ≈ HK$12,072/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,543
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,716
−HK$175/mo
Today · 4.125%
HK$5,891
baseline
▲ 0.50% · 4.625%
HK$6,249
+HK$358/mo
Deposit HK$521K · loan HK$1.22M · min. income ≈ HK$11,782/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,167
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,332
−HK$168/mo
Today · 4.125%
HK$6,500
baseline
▲ 0.50% · 4.625%
HK$6,843
+HK$343/mo
Deposit HK$521K · loan HK$1.22M · min. income ≈ HK$13,000/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,939
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,124
−HK$188/mo
Today · 4.125%
HK$6,312
baseline
▲ 0.50% · 4.625%
HK$6,696
+HK$384/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$12,624/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,607
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,784
−HK$180/mo
Today · 4.125%
HK$6,964
baseline
▲ 0.50% · 4.625%
HK$7,331
+HK$367/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$13,928/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,335
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,532
−HK$200/mo
Today · 4.125%
HK$6,732
baseline
▲ 0.50% · 4.625%
HK$7,142
+HK$410/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,464/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,048
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,237
−HK$191/mo
Today · 4.125%
HK$7,428
baseline
▲ 0.50% · 4.625%
HK$7,820
+HK$392/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,856/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,731
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,940
−HK$213/mo
Today · 4.125%
HK$7,153
baseline
▲ 0.50% · 4.625%
HK$7,588
+HK$435/mo
Deposit HK$260K · loan HK$1.48M · min. income ≈ HK$14,306/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,488
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,689
−HK$204/mo
Today · 4.125%
HK$7,893
baseline
▲ 0.50% · 4.625%
HK$8,309
+HK$416/mo
Deposit HK$260K · loan HK$1.48M · min. income ≈ HK$15,786/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,127
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,349
−HK$225/mo
Today · 4.125%
HK$7,574
baseline
▲ 0.50% · 4.625%
HK$8,035
+HK$461/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$15,148/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,929
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,141
−HK$216/mo
Today · 4.125%
HK$8,357
baseline
▲ 0.50% · 4.625%
HK$8,798
+HK$441/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$16,714/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).