▼ 0.50% · 3.625%
HK$4,714
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,861
−HK$149/mo
Today · 4.125%
HK$5,010
baseline
▲ 0.50% · 4.625%
HK$5,315
+HK$305/mo
Deposit HK$1.03M · loan HK$1.03M · min. income ≈ HK$10,020/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,244
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,385
−HK$143/mo
Today · 4.125%
HK$5,528
baseline
▲ 0.50% · 4.625%
HK$5,819
+HK$291/mo
Deposit HK$1.03M · loan HK$1.03M · min. income ≈ HK$11,056/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,186
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,347
−HK$164/mo
Today · 4.125%
HK$5,511
baseline
▲ 0.50% · 4.625%
HK$5,846
+HK$335/mo
Deposit HK$930K · loan HK$1.14M · min. income ≈ HK$11,022/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,769
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,924
−HK$157/mo
Today · 4.125%
HK$6,081
baseline
▲ 0.50% · 4.625%
HK$6,401
+HK$320/mo
Deposit HK$930K · loan HK$1.14M · min. income ≈ HK$12,162/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,657
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,833
−HK$179/mo
Today · 4.125%
HK$6,012
baseline
▲ 0.50% · 4.625%
HK$6,378
+HK$366/mo
Deposit HK$827K · loan HK$1.24M · min. income ≈ HK$12,024/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,293
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,462
−HK$171/mo
Today · 4.125%
HK$6,633
baseline
▲ 0.50% · 4.625%
HK$6,983
+HK$350/mo
Deposit HK$827K · loan HK$1.24M · min. income ≈ HK$13,266/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,128
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,319
−HK$194/mo
Today · 4.125%
HK$6,513
baseline
▲ 0.50% · 4.625%
HK$6,909
+HK$396/mo
Deposit HK$724K · loan HK$1.34M · min. income ≈ HK$13,026/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,818
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,001
−HK$185/mo
Today · 4.125%
HK$7,186
baseline
▲ 0.50% · 4.625%
HK$7,565
+HK$379/mo
Deposit HK$724K · loan HK$1.34M · min. income ≈ HK$14,372/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,600
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,805
−HK$209/mo
Today · 4.125%
HK$7,014
baseline
▲ 0.50% · 4.625%
HK$7,440
+HK$426/mo
Deposit HK$620K · loan HK$1.45M · min. income ≈ HK$14,028/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,342
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,539
−HK$200/mo
Today · 4.125%
HK$7,739
baseline
▲ 0.50% · 4.625%
HK$8,147
+HK$408/mo
Deposit HK$620K · loan HK$1.45M · min. income ≈ HK$15,478/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,071
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,291
−HK$224/mo
Today · 4.125%
HK$7,515
baseline
▲ 0.50% · 4.625%
HK$7,972
+HK$457/mo
Deposit HK$517K · loan HK$1.55M · min. income ≈ HK$15,030/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,867
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,078
−HK$214/mo
Today · 4.125%
HK$8,292
baseline
▲ 0.50% · 4.625%
HK$8,729
+HK$437/mo
Deposit HK$517K · loan HK$1.55M · min. income ≈ HK$16,584/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,543
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,777
−HK$239/mo
Today · 4.125%
HK$8,016
baseline
▲ 0.50% · 4.625%
HK$8,503
+HK$487/mo
Deposit HK$413K · loan HK$1.65M · min. income ≈ HK$16,032/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,391
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,616
−HK$229/mo
Today · 4.125%
HK$8,845
baseline
▲ 0.50% · 4.625%
HK$9,311
+HK$466/mo
Deposit HK$413K · loan HK$1.65M · min. income ≈ HK$17,690/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,014
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,263
−HK$254/mo
Today · 4.125%
HK$8,517
baseline
▲ 0.50% · 4.625%
HK$9,035
+HK$518/mo
Deposit HK$310K · loan HK$1.76M · min. income ≈ HK$17,034/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,916
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,155
−HK$242/mo
Today · 4.125%
HK$9,397
baseline
▲ 0.50% · 4.625%
HK$9,893
+HK$496/mo
Deposit HK$310K · loan HK$1.76M · min. income ≈ HK$18,794/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,486
−HK$532/mo
▼ 0.25% · 3.875%
HK$8,749
−HK$269/mo
Today · 4.125%
HK$9,018
baseline
▲ 0.50% · 4.625%
HK$9,566
+HK$548/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$18,036/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,440
−HK$510/mo
▼ 0.25% · 3.875%
HK$9,693
−HK$257/mo
Today · 4.125%
HK$9,950
baseline
▲ 0.50% · 4.625%
HK$10,475
+HK$525/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$19,900/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).