▼ 0.50% · 3.625%
HK$4,159
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,288
−HK$131/mo
Today · 4.125%
HK$4,419
baseline
▲ 0.50% · 4.625%
HK$4,688
+HK$269/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$8,838/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,626
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,750
−HK$126/mo
Today · 4.125%
HK$4,876
baseline
▲ 0.50% · 4.625%
HK$5,133
+HK$257/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$9,752/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,574
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,717
−HK$144/mo
Today · 4.125%
HK$4,861
baseline
▲ 0.50% · 4.625%
HK$5,157
+HK$296/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$9,722/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,089
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,226
−HK$138/mo
Today · 4.125%
HK$5,364
baseline
▲ 0.50% · 4.625%
HK$5,647
+HK$283/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$10,728/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,990
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$157/mo
Today · 4.125%
HK$5,303
baseline
▲ 0.50% · 4.625%
HK$5,626
+HK$323/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$10,606/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,552
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,701
−HK$151/mo
Today · 4.125%
HK$5,852
baseline
▲ 0.50% · 4.625%
HK$6,160
+HK$308/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$11,704/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,406
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,574
−HK$171/mo
Today · 4.125%
HK$5,745
baseline
▲ 0.50% · 4.625%
HK$6,095
+HK$350/mo
Deposit HK$638K · loan HK$1.19M · min. income ≈ HK$11,490/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,014
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,176
−HK$163/mo
Today · 4.125%
HK$6,339
baseline
▲ 0.50% · 4.625%
HK$6,673
+HK$334/mo
Deposit HK$638K · loan HK$1.19M · min. income ≈ HK$12,678/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,822
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,003
−HK$184/mo
Today · 4.125%
HK$6,187
baseline
▲ 0.50% · 4.625%
HK$6,564
+HK$377/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,374/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,477
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,651
−HK$176/mo
Today · 4.125%
HK$6,827
baseline
▲ 0.50% · 4.625%
HK$7,187
+HK$360/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,654/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,238
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,432
−HK$197/mo
Today · 4.125%
HK$6,629
baseline
▲ 0.50% · 4.625%
HK$7,032
+HK$403/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,258/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,940
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,126
−HK$189/mo
Today · 4.125%
HK$7,315
baseline
▲ 0.50% · 4.625%
HK$7,700
+HK$385/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,630/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,654
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,861
−HK$210/mo
Today · 4.125%
HK$7,071
baseline
▲ 0.50% · 4.625%
HK$7,501
+HK$430/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,142/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,402
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,601
−HK$201/mo
Today · 4.125%
HK$7,802
baseline
▲ 0.50% · 4.625%
HK$8,213
+HK$411/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,604/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,070
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,290
−HK$223/mo
Today · 4.125%
HK$7,513
baseline
▲ 0.50% · 4.625%
HK$7,970
+HK$457/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,026/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,865
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,076
−HK$214/mo
Today · 4.125%
HK$8,290
baseline
▲ 0.50% · 4.625%
HK$8,727
+HK$437/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,580/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,485
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,718
−HK$237/mo
Today · 4.125%
HK$7,955
baseline
▲ 0.50% · 4.625%
HK$8,439
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,910/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,327
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,551
−HK$226/mo
Today · 4.125%
HK$8,777
baseline
▲ 0.50% · 4.625%
HK$9,240
+HK$463/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,554/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).