▼ 0.50% · 3.625%
HK$4,785
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,934
−HK$151/mo
Today · 4.125%
HK$5,085
baseline
▲ 0.50% · 4.625%
HK$5,394
+HK$309/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,170/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,323
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,466
−HK$145/mo
Today · 4.125%
HK$5,611
baseline
▲ 0.50% · 4.625%
HK$5,906
+HK$295/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,222/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,263
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,427
−HK$166/mo
Today · 4.125%
HK$5,593
baseline
▲ 0.50% · 4.625%
HK$5,934
+HK$341/mo
Deposit HK$944K · loan HK$1.15M · min. income ≈ HK$11,186/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,855
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,012
−HK$160/mo
Today · 4.125%
HK$6,172
baseline
▲ 0.50% · 4.625%
HK$6,497
+HK$325/mo
Deposit HK$944K · loan HK$1.15M · min. income ≈ HK$12,344/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,742
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,920
−HK$182/mo
Today · 4.125%
HK$6,102
baseline
▲ 0.50% · 4.625%
HK$6,473
+HK$371/mo
Deposit HK$839K · loan HK$1.26M · min. income ≈ HK$12,204/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,388
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,559
−HK$174/mo
Today · 4.125%
HK$6,733
baseline
▲ 0.50% · 4.625%
HK$7,088
+HK$355/mo
Deposit HK$839K · loan HK$1.26M · min. income ≈ HK$13,466/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,220
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,414
−HK$196/mo
Today · 4.125%
HK$6,610
baseline
▲ 0.50% · 4.625%
HK$7,012
+HK$402/mo
Deposit HK$734K · loan HK$1.36M · min. income ≈ HK$13,220/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,920
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,105
−HK$189/mo
Today · 4.125%
HK$7,294
baseline
▲ 0.50% · 4.625%
HK$7,678
+HK$384/mo
Deposit HK$734K · loan HK$1.36M · min. income ≈ HK$14,588/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,699
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,907
−HK$212/mo
Today · 4.125%
HK$7,119
baseline
▲ 0.50% · 4.625%
HK$7,552
+HK$433/mo
Deposit HK$629K · loan HK$1.47M · min. income ≈ HK$14,238/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,452
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,652
−HK$203/mo
Today · 4.125%
HK$7,855
baseline
▲ 0.50% · 4.625%
HK$8,269
+HK$414/mo
Deposit HK$629K · loan HK$1.47M · min. income ≈ HK$15,710/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,177
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,400
−HK$227/mo
Today · 4.125%
HK$7,627
baseline
▲ 0.50% · 4.625%
HK$8,091
+HK$464/mo
Deposit HK$525K · loan HK$1.57M · min. income ≈ HK$15,254/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,984
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,199
−HK$217/mo
Today · 4.125%
HK$8,416
baseline
▲ 0.50% · 4.625%
HK$8,859
+HK$443/mo
Deposit HK$525K · loan HK$1.57M · min. income ≈ HK$16,832/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,656
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,894
−HK$242/mo
Today · 4.125%
HK$8,136
baseline
▲ 0.50% · 4.625%
HK$8,631
+HK$495/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$16,272/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,517
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,745
−HK$232/mo
Today · 4.125%
HK$8,977
baseline
▲ 0.50% · 4.625%
HK$9,450
+HK$473/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$17,954/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,134
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,387
−HK$257/mo
Today · 4.125%
HK$8,644
baseline
▲ 0.50% · 4.625%
HK$9,170
+HK$526/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$17,288/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,049
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,292
−HK$246/mo
Today · 4.125%
HK$9,538
baseline
▲ 0.50% · 4.625%
HK$10,041
+HK$503/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$19,076/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,612
−HK$541/mo
▼ 0.25% · 3.875%
HK$8,880
−HK$273/mo
Today · 4.125%
HK$9,153
baseline
▲ 0.50% · 4.625%
HK$9,709
+HK$556/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,306/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,581
−HK$518/mo
▼ 0.25% · 3.875%
HK$9,838
−HK$261/mo
Today · 4.125%
HK$10,099
baseline
▲ 0.50% · 4.625%
HK$10,631
+HK$532/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,198/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).