▼ 0.50% · 3.625%
HK$4,143
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,272
−HK$131/mo
Today · 4.125%
HK$4,403
baseline
▲ 0.50% · 4.625%
HK$4,671
+HK$268/mo
Deposit HK$908K · loan HK$908K · min. income ≈ HK$8,806/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,609
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,733
−HK$125/mo
Today · 4.125%
HK$4,858
baseline
▲ 0.50% · 4.625%
HK$5,114
+HK$256/mo
Deposit HK$908K · loan HK$908K · min. income ≈ HK$9,716/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,558
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,699
−HK$144/mo
Today · 4.125%
HK$4,843
baseline
▲ 0.50% · 4.625%
HK$5,138
+HK$295/mo
Deposit HK$818K · loan HK$999K · min. income ≈ HK$9,686/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,070
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,206
−HK$138/mo
Today · 4.125%
HK$5,344
baseline
▲ 0.50% · 4.625%
HK$5,626
+HK$282/mo
Deposit HK$818K · loan HK$999K · min. income ≈ HK$10,688/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$158/mo
Today · 4.125%
HK$5,284
baseline
▲ 0.50% · 4.625%
HK$5,605
+HK$321/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$10,568/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,679
−HK$151/mo
Today · 4.125%
HK$5,830
baseline
▲ 0.50% · 4.625%
HK$6,137
+HK$307/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$11,660/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,386
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,554
−HK$170/mo
Today · 4.125%
HK$5,724
baseline
▲ 0.50% · 4.625%
HK$6,072
+HK$348/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$11,448/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,992
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,153
−HK$163/mo
Today · 4.125%
HK$6,316
baseline
▲ 0.50% · 4.625%
HK$6,649
+HK$333/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$12,632/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,800
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,981
−HK$183/mo
Today · 4.125%
HK$6,164
baseline
▲ 0.50% · 4.625%
HK$6,539
+HK$375/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$12,328/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,453
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,626
−HK$176/mo
Today · 4.125%
HK$6,802
baseline
▲ 0.50% · 4.625%
HK$7,160
+HK$358/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$13,604/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,215
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,408
−HK$197/mo
Today · 4.125%
HK$6,605
baseline
▲ 0.50% · 4.625%
HK$7,006
+HK$401/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$13,210/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,914
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,099
−HK$188/mo
Today · 4.125%
HK$7,287
baseline
▲ 0.50% · 4.625%
HK$7,672
+HK$385/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$14,574/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,629
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,835
−HK$210/mo
Today · 4.125%
HK$7,045
baseline
▲ 0.50% · 4.625%
HK$7,473
+HK$428/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$14,090/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,375
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,573
−HK$200/mo
Today · 4.125%
HK$7,773
baseline
▲ 0.50% · 4.625%
HK$8,183
+HK$410/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$15,546/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,043
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,263
−HK$222/mo
Today · 4.125%
HK$7,485
baseline
▲ 0.50% · 4.625%
HK$7,941
+HK$456/mo
Deposit HK$273K · loan HK$1.54M · min. income ≈ HK$14,970/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,836
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,046
−HK$213/mo
Today · 4.125%
HK$8,259
baseline
▲ 0.50% · 4.625%
HK$8,694
+HK$435/mo
Deposit HK$273K · loan HK$1.54M · min. income ≈ HK$16,518/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,458
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,690
−HK$235/mo
Today · 4.125%
HK$7,925
baseline
▲ 0.50% · 4.625%
HK$8,408
+HK$483/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,850/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,297
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,519
−HK$226/mo
Today · 4.125%
HK$8,745
baseline
▲ 0.50% · 4.625%
HK$9,206
+HK$461/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,490/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).