▼ 0.50% · 3.625%
HK$4,055
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,181
−HK$129/mo
Today · 4.125%
HK$4,310
baseline
▲ 0.50% · 4.625%
HK$4,572
+HK$262/mo
Deposit HK$889K · loan HK$889K · min. income ≈ HK$8,620/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,511
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,632
−HK$123/mo
Today · 4.125%
HK$4,755
baseline
▲ 0.50% · 4.625%
HK$5,006
+HK$251/mo
Deposit HK$889K · loan HK$889K · min. income ≈ HK$9,510/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,461
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,599
−HK$141/mo
Today · 4.125%
HK$4,740
baseline
▲ 0.50% · 4.625%
HK$5,029
+HK$289/mo
Deposit HK$800K · loan HK$978K · min. income ≈ HK$9,480/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,963
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,096
−HK$135/mo
Today · 4.125%
HK$5,231
baseline
▲ 0.50% · 4.625%
HK$5,506
+HK$275/mo
Deposit HK$800K · loan HK$978K · min. income ≈ HK$10,462/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,866
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,018
−HK$153/mo
Today · 4.125%
HK$5,171
baseline
▲ 0.50% · 4.625%
HK$5,486
+HK$315/mo
Deposit HK$711K · loan HK$1.07M · min. income ≈ HK$10,342/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,414
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,559
−HK$147/mo
Today · 4.125%
HK$5,706
baseline
▲ 0.50% · 4.625%
HK$6,007
+HK$301/mo
Deposit HK$711K · loan HK$1.07M · min. income ≈ HK$11,412/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,436
−HK$166/mo
Today · 4.125%
HK$5,602
baseline
▲ 0.50% · 4.625%
HK$5,943
+HK$341/mo
Deposit HK$622K · loan HK$1.16M · min. income ≈ HK$11,204/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,865
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,022
−HK$160/mo
Today · 4.125%
HK$6,182
baseline
▲ 0.50% · 4.625%
HK$6,507
+HK$325/mo
Deposit HK$622K · loan HK$1.16M · min. income ≈ HK$12,364/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,677
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,854
−HK$179/mo
Today · 4.125%
HK$6,033
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$367/mo
Deposit HK$534K · loan HK$1.24M · min. income ≈ HK$12,066/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,316
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,485
−HK$172/mo
Today · 4.125%
HK$6,657
baseline
▲ 0.50% · 4.625%
HK$7,008
+HK$351/mo
Deposit HK$534K · loan HK$1.24M · min. income ≈ HK$13,314/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,083
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,272
−HK$192/mo
Today · 4.125%
HK$6,464
baseline
▲ 0.50% · 4.625%
HK$6,858
+HK$394/mo
Deposit HK$445K · loan HK$1.33M · min. income ≈ HK$12,928/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,767
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,949
−HK$184/mo
Today · 4.125%
HK$7,133
baseline
▲ 0.50% · 4.625%
HK$7,509
+HK$376/mo
Deposit HK$445K · loan HK$1.33M · min. income ≈ HK$14,266/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,488
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,690
−HK$205/mo
Today · 4.125%
HK$6,895
baseline
▲ 0.50% · 4.625%
HK$7,315
+HK$420/mo
Deposit HK$356K · loan HK$1.42M · min. income ≈ HK$13,790/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,218
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,412
−HK$196/mo
Today · 4.125%
HK$7,608
baseline
▲ 0.50% · 4.625%
HK$8,009
+HK$401/mo
Deposit HK$356K · loan HK$1.42M · min. income ≈ HK$15,216/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,894
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,108
−HK$218/mo
Today · 4.125%
HK$7,326
baseline
▲ 0.50% · 4.625%
HK$7,772
+HK$446/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$14,652/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,669
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,875
−HK$209/mo
Today · 4.125%
HK$8,084
baseline
▲ 0.50% · 4.625%
HK$8,510
+HK$426/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$16,168/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,299
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,526
−HK$231/mo
Today · 4.125%
HK$7,757
baseline
▲ 0.50% · 4.625%
HK$8,229
+HK$472/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,514/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,120
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,338
−HK$221/mo
Today · 4.125%
HK$8,559
baseline
▲ 0.50% · 4.625%
HK$9,010
+HK$451/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,118/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).