▼ 0.50% · 3.625%
HK$4,100
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,227
−HK$130/mo
Today · 4.125%
HK$4,357
baseline
▲ 0.50% · 4.625%
HK$4,622
+HK$265/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$8,714/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,561
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,683
−HK$124/mo
Today · 4.125%
HK$4,807
baseline
▲ 0.50% · 4.625%
HK$5,061
+HK$254/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$9,614/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,510
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,650
−HK$143/mo
Today · 4.125%
HK$4,793
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$291/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$9,586/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,017
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,152
−HK$136/mo
Today · 4.125%
HK$5,288
baseline
▲ 0.50% · 4.625%
HK$5,567
+HK$279/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$10,576/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$155/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$318/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,473
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,620
−HK$149/mo
Today · 4.125%
HK$5,769
baseline
▲ 0.50% · 4.625%
HK$6,073
+HK$304/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$11,538/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,330
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,496
−HK$168/mo
Today · 4.125%
HK$5,664
baseline
▲ 0.50% · 4.625%
HK$6,009
+HK$345/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$11,328/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,929
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,088
−HK$162/mo
Today · 4.125%
HK$6,250
baseline
▲ 0.50% · 4.625%
HK$6,579
+HK$329/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$12,500/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,740
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,918
−HK$182/mo
Today · 4.125%
HK$6,100
baseline
▲ 0.50% · 4.625%
HK$6,471
+HK$371/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$12,200/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,385
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,557
−HK$173/mo
Today · 4.125%
HK$6,730
baseline
▲ 0.50% · 4.625%
HK$7,085
+HK$355/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$13,460/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,150
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,341
−HK$194/mo
Today · 4.125%
HK$6,535
baseline
▲ 0.50% · 4.625%
HK$6,933
+HK$398/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,070/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,841
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,025
−HK$186/mo
Today · 4.125%
HK$7,211
baseline
▲ 0.50% · 4.625%
HK$7,591
+HK$380/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,422/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,560
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,764
−HK$207/mo
Today · 4.125%
HK$6,971
baseline
▲ 0.50% · 4.625%
HK$7,395
+HK$424/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,942/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,298
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,493
−HK$199/mo
Today · 4.125%
HK$7,692
baseline
▲ 0.50% · 4.625%
HK$8,097
+HK$405/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,384/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,970
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,186
−HK$221/mo
Today · 4.125%
HK$7,407
baseline
▲ 0.50% · 4.625%
HK$7,857
+HK$450/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,814/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,754
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,962
−HK$211/mo
Today · 4.125%
HK$8,173
baseline
▲ 0.50% · 4.625%
HK$8,603
+HK$430/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,346/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,380
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,609
−HK$233/mo
Today · 4.125%
HK$7,842
baseline
▲ 0.50% · 4.625%
HK$8,320
+HK$478/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,684/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,210
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,430
−HK$223/mo
Today · 4.125%
HK$8,653
baseline
▲ 0.50% · 4.625%
HK$9,109
+HK$456/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,306/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).