▼ 0.50% · 3.625%
HK$4,170
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,300
−HK$132/mo
Today · 4.125%
HK$4,432
baseline
▲ 0.50% · 4.625%
HK$4,701
+HK$269/mo
Deposit HK$914K · loan HK$914K · min. income ≈ HK$8,864/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,639
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,764
−HK$126/mo
Today · 4.125%
HK$4,890
baseline
▲ 0.50% · 4.625%
HK$5,148
+HK$258/mo
Deposit HK$914K · loan HK$914K · min. income ≈ HK$9,780/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,587
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$145/mo
Today · 4.125%
HK$4,875
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$297/mo
Deposit HK$823K · loan HK$1.01M · min. income ≈ HK$9,750/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,103
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,240
−HK$139/mo
Today · 4.125%
HK$5,379
baseline
▲ 0.50% · 4.625%
HK$5,663
+HK$284/mo
Deposit HK$823K · loan HK$1.01M · min. income ≈ HK$10,758/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,004
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,160
−HK$158/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,642
+HK$324/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,567
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,717
−HK$151/mo
Today · 4.125%
HK$5,868
baseline
▲ 0.50% · 4.625%
HK$6,177
+HK$309/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$11,736/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,421
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,590
−HK$171/mo
Today · 4.125%
HK$5,761
baseline
▲ 0.50% · 4.625%
HK$6,112
+HK$351/mo
Deposit HK$640K · loan HK$1.19M · min. income ≈ HK$11,522/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,031
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,193
−HK$164/mo
Today · 4.125%
HK$6,357
baseline
▲ 0.50% · 4.625%
HK$6,692
+HK$335/mo
Deposit HK$640K · loan HK$1.19M · min. income ≈ HK$12,714/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,838
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,020
−HK$184/mo
Today · 4.125%
HK$6,204
baseline
▲ 0.50% · 4.625%
HK$6,582
+HK$378/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$12,408/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,495
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,669
−HK$177/mo
Today · 4.125%
HK$6,846
baseline
▲ 0.50% · 4.625%
HK$7,207
+HK$361/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$13,692/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,255
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,450
−HK$198/mo
Today · 4.125%
HK$6,648
baseline
▲ 0.50% · 4.625%
HK$7,052
+HK$404/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$13,296/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,959
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,146
−HK$189/mo
Today · 4.125%
HK$7,335
baseline
▲ 0.50% · 4.625%
HK$7,722
+HK$387/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$14,670/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,672
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,880
−HK$211/mo
Today · 4.125%
HK$7,091
baseline
▲ 0.50% · 4.625%
HK$7,522
+HK$431/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$14,182/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,423
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,622
−HK$202/mo
Today · 4.125%
HK$7,824
baseline
▲ 0.50% · 4.625%
HK$8,236
+HK$412/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$15,648/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,089
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,310
−HK$224/mo
Today · 4.125%
HK$7,534
baseline
▲ 0.50% · 4.625%
HK$7,992
+HK$458/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,068/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,887
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,098
−HK$215/mo
Today · 4.125%
HK$8,313
baseline
▲ 0.50% · 4.625%
HK$8,751
+HK$438/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,626/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,506
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,740
−HK$237/mo
Today · 4.125%
HK$7,977
baseline
▲ 0.50% · 4.625%
HK$8,463
+HK$486/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,954/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,351
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,575
−HK$227/mo
Today · 4.125%
HK$8,802
baseline
▲ 0.50% · 4.625%
HK$9,266
+HK$464/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,604/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).