▼ 0.50% · 3.625%
HK$3,943
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,066
−HK$125/mo
Today · 4.125%
HK$4,191
baseline
▲ 0.50% · 4.625%
HK$4,446
+HK$255/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$8,382/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,387
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,505
−HK$119/mo
Today · 4.125%
HK$4,624
baseline
▲ 0.50% · 4.625%
HK$4,868
+HK$244/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$9,248/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,338
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,473
−HK$137/mo
Today · 4.125%
HK$4,610
baseline
▲ 0.50% · 4.625%
HK$4,890
+HK$280/mo
Deposit HK$778K · loan HK$951K · min. income ≈ HK$9,220/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,826
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,955
−HK$131/mo
Today · 4.125%
HK$5,086
baseline
▲ 0.50% · 4.625%
HK$5,354
+HK$268/mo
Deposit HK$778K · loan HK$951K · min. income ≈ HK$10,172/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,879
−HK$150/mo
Today · 4.125%
HK$5,029
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$306/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$10,058/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,264
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,405
−HK$144/mo
Today · 4.125%
HK$5,549
baseline
▲ 0.50% · 4.625%
HK$5,841
+HK$292/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$11,098/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,126
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,286
−HK$162/mo
Today · 4.125%
HK$5,448
baseline
▲ 0.50% · 4.625%
HK$5,779
+HK$331/mo
Deposit HK$605K · loan HK$1.12M · min. income ≈ HK$10,896/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,703
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,856
−HK$155/mo
Today · 4.125%
HK$6,011
baseline
▲ 0.50% · 4.625%
HK$6,328
+HK$317/mo
Deposit HK$605K · loan HK$1.12M · min. income ≈ HK$12,022/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,521
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,692
−HK$175/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,224
+HK$357/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,142
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,306
−HK$168/mo
Today · 4.125%
HK$6,474
baseline
▲ 0.50% · 4.625%
HK$6,815
+HK$341/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$12,948/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,915
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,099
−HK$187/mo
Today · 4.125%
HK$6,286
baseline
▲ 0.50% · 4.625%
HK$6,668
+HK$382/mo
Deposit HK$432K · loan HK$1.30M · min. income ≈ HK$12,572/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,580
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,757
−HK$179/mo
Today · 4.125%
HK$6,936
baseline
▲ 0.50% · 4.625%
HK$7,301
+HK$365/mo
Deposit HK$432K · loan HK$1.30M · min. income ≈ HK$13,872/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,309
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,506
−HK$199/mo
Today · 4.125%
HK$6,705
baseline
▲ 0.50% · 4.625%
HK$7,113
+HK$408/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$13,410/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,019
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,207
−HK$191/mo
Today · 4.125%
HK$7,398
baseline
▲ 0.50% · 4.625%
HK$7,788
+HK$390/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$14,796/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,704
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,912
−HK$212/mo
Today · 4.125%
HK$7,124
baseline
▲ 0.50% · 4.625%
HK$7,558
+HK$434/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$14,248/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,458
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,658
−HK$203/mo
Today · 4.125%
HK$7,861
baseline
▲ 0.50% · 4.625%
HK$8,275
+HK$414/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$15,722/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,098
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,319
−HK$224/mo
Today · 4.125%
HK$7,543
baseline
▲ 0.50% · 4.625%
HK$8,002
+HK$459/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,086/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,896
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,108
−HK$215/mo
Today · 4.125%
HK$8,323
baseline
▲ 0.50% · 4.625%
HK$8,762
+HK$439/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,646/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).