▼ 0.50% · 3.625%
HK$4,731
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,878
−HK$150/mo
Today · 4.125%
HK$5,028
baseline
▲ 0.50% · 4.625%
HK$5,333
+HK$305/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$10,056/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,263
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,404
−HK$143/mo
Today · 4.125%
HK$5,547
baseline
▲ 0.50% · 4.625%
HK$5,840
+HK$293/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$11,094/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,204
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,366
−HK$164/mo
Today · 4.125%
HK$5,530
baseline
▲ 0.50% · 4.625%
HK$5,867
+HK$337/mo
Deposit HK$934K · loan HK$1.14M · min. income ≈ HK$11,060/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,789
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,945
−HK$157/mo
Today · 4.125%
HK$6,102
baseline
▲ 0.50% · 4.625%
HK$6,424
+HK$322/mo
Deposit HK$934K · loan HK$1.14M · min. income ≈ HK$12,204/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,677
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,854
−HK$179/mo
Today · 4.125%
HK$6,033
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$367/mo
Deposit HK$830K · loan HK$1.24M · min. income ≈ HK$12,066/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,316
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,485
−HK$172/mo
Today · 4.125%
HK$6,657
baseline
▲ 0.50% · 4.625%
HK$7,008
+HK$351/mo
Deposit HK$830K · loan HK$1.24M · min. income ≈ HK$13,314/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,150
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,341
−HK$195/mo
Today · 4.125%
HK$6,536
baseline
▲ 0.50% · 4.625%
HK$6,933
+HK$397/mo
Deposit HK$726K · loan HK$1.35M · min. income ≈ HK$13,072/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,842
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,025
−HK$187/mo
Today · 4.125%
HK$7,212
baseline
▲ 0.50% · 4.625%
HK$7,592
+HK$380/mo
Deposit HK$726K · loan HK$1.35M · min. income ≈ HK$14,424/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,623
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,829
−HK$210/mo
Today · 4.125%
HK$7,039
baseline
▲ 0.50% · 4.625%
HK$7,467
+HK$428/mo
Deposit HK$622K · loan HK$1.45M · min. income ≈ HK$14,078/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,368
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,566
−HK$200/mo
Today · 4.125%
HK$7,766
baseline
▲ 0.50% · 4.625%
HK$8,176
+HK$410/mo
Deposit HK$622K · loan HK$1.45M · min. income ≈ HK$15,532/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,096
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,317
−HK$224/mo
Today · 4.125%
HK$7,541
baseline
▲ 0.50% · 4.625%
HK$8,000
+HK$459/mo
Deposit HK$519K · loan HK$1.56M · min. income ≈ HK$15,082/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,895
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,106
−HK$215/mo
Today · 4.125%
HK$8,321
baseline
▲ 0.50% · 4.625%
HK$8,760
+HK$439/mo
Deposit HK$519K · loan HK$1.56M · min. income ≈ HK$16,642/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,569
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,805
−HK$239/mo
Today · 4.125%
HK$8,044
baseline
▲ 0.50% · 4.625%
HK$8,533
+HK$489/mo
Deposit HK$415K · loan HK$1.66M · min. income ≈ HK$16,088/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,421
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,647
−HK$229/mo
Today · 4.125%
HK$8,876
baseline
▲ 0.50% · 4.625%
HK$9,344
+HK$468/mo
Deposit HK$415K · loan HK$1.66M · min. income ≈ HK$17,752/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,042
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,293
−HK$254/mo
Today · 4.125%
HK$8,547
baseline
▲ 0.50% · 4.625%
HK$9,067
+HK$520/mo
Deposit HK$311K · loan HK$1.76M · min. income ≈ HK$17,094/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,947
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,187
−HK$244/mo
Today · 4.125%
HK$9,431
baseline
▲ 0.50% · 4.625%
HK$9,928
+HK$497/mo
Deposit HK$311K · loan HK$1.76M · min. income ≈ HK$18,862/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,516
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,780
−HK$270/mo
Today · 4.125%
HK$9,050
baseline
▲ 0.50% · 4.625%
HK$9,600
+HK$550/mo
Deposit HK$207K · loan HK$1.87M · min. income ≈ HK$18,100/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,473
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,727
−HK$258/mo
Today · 4.125%
HK$9,985
baseline
▲ 0.50% · 4.625%
HK$10,512
+HK$527/mo
Deposit HK$207K · loan HK$1.87M · min. income ≈ HK$19,970/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).