▼ 0.50% · 3.625%
HK$4,288
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$136/mo
Today · 4.125%
HK$4,557
baseline
▲ 0.50% · 4.625%
HK$4,834
+HK$277/mo
Deposit HK$940K · loan HK$940K · min. income ≈ HK$9,114/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$130/mo
Today · 4.125%
HK$5,028
baseline
▲ 0.50% · 4.625%
HK$5,293
+HK$265/mo
Deposit HK$940K · loan HK$940K · min. income ≈ HK$10,056/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,717
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,863
−HK$149/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,317
+HK$305/mo
Deposit HK$846K · loan HK$1.03M · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,247
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,388
−HK$143/mo
Today · 4.125%
HK$5,531
baseline
▲ 0.50% · 4.625%
HK$5,822
+HK$291/mo
Deposit HK$846K · loan HK$1.03M · min. income ≈ HK$11,062/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,145
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,305
−HK$163/mo
Today · 4.125%
HK$5,468
baseline
▲ 0.50% · 4.625%
HK$5,801
+HK$333/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$10,936/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,724
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,878
−HK$155/mo
Today · 4.125%
HK$6,033
baseline
▲ 0.50% · 4.625%
HK$6,351
+HK$318/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$12,066/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,574
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,747
−HK$177/mo
Today · 4.125%
HK$5,924
baseline
▲ 0.50% · 4.625%
HK$6,284
+HK$360/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$11,848/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,201
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,367
−HK$169/mo
Today · 4.125%
HK$6,536
baseline
▲ 0.50% · 4.625%
HK$6,881
+HK$345/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$13,072/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,003
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,190
−HK$189/mo
Today · 4.125%
HK$6,379
baseline
▲ 0.50% · 4.625%
HK$6,767
+HK$388/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$12,758/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,678
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,857
−HK$182/mo
Today · 4.125%
HK$7,039
baseline
▲ 0.50% · 4.625%
HK$7,410
+HK$371/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$14,078/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,432
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,632
−HK$203/mo
Today · 4.125%
HK$6,835
baseline
▲ 0.50% · 4.625%
HK$7,251
+HK$416/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$13,670/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,155
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,347
−HK$195/mo
Today · 4.125%
HK$7,542
baseline
▲ 0.50% · 4.625%
HK$7,939
+HK$397/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$15,084/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,860
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,074
−HK$217/mo
Today · 4.125%
HK$7,291
baseline
▲ 0.50% · 4.625%
HK$7,734
+HK$443/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$14,582/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,632
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,837
−HK$207/mo
Today · 4.125%
HK$8,044
baseline
▲ 0.50% · 4.625%
HK$8,468
+HK$424/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$16,088/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,289
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,516
−HK$230/mo
Today · 4.125%
HK$7,746
baseline
▲ 0.50% · 4.625%
HK$8,218
+HK$472/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,492/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,109
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,327
−HK$220/mo
Today · 4.125%
HK$8,547
baseline
▲ 0.50% · 4.625%
HK$8,998
+HK$451/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,094/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,718
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,958
−HK$244/mo
Today · 4.125%
HK$8,202
baseline
▲ 0.50% · 4.625%
HK$8,701
+HK$499/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,404/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,586
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,816
−HK$234/mo
Today · 4.125%
HK$9,050
baseline
▲ 0.50% · 4.625%
HK$9,527
+HK$477/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,100/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).