▼ 0.50% · 3.625%
HK$4,110
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$130/mo
Today · 4.125%
HK$4,368
baseline
▲ 0.50% · 4.625%
HK$4,634
+HK$266/mo
Deposit HK$901K · loan HK$901K · min. income ≈ HK$8,736/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,695
−HK$125/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,074
+HK$254/mo
Deposit HK$901K · loan HK$901K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,521
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,662
−HK$143/mo
Today · 4.125%
HK$4,805
baseline
▲ 0.50% · 4.625%
HK$5,097
+HK$292/mo
Deposit HK$811K · loan HK$991K · min. income ≈ HK$9,610/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,030
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,165
−HK$137/mo
Today · 4.125%
HK$5,302
baseline
▲ 0.50% · 4.625%
HK$5,581
+HK$279/mo
Deposit HK$811K · loan HK$991K · min. income ≈ HK$10,604/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$156/mo
Today · 4.125%
HK$5,242
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$319/mo
Deposit HK$721K · loan HK$1.08M · min. income ≈ HK$10,484/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,487
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,634
−HK$150/mo
Today · 4.125%
HK$5,784
baseline
▲ 0.50% · 4.625%
HK$6,088
+HK$304/mo
Deposit HK$721K · loan HK$1.08M · min. income ≈ HK$11,568/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,343
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,510
−HK$168/mo
Today · 4.125%
HK$5,678
baseline
▲ 0.50% · 4.625%
HK$6,024
+HK$346/mo
Deposit HK$631K · loan HK$1.17M · min. income ≈ HK$11,356/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,944
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,104
−HK$162/mo
Today · 4.125%
HK$6,266
baseline
▲ 0.50% · 4.625%
HK$6,596
+HK$330/mo
Deposit HK$631K · loan HK$1.17M · min. income ≈ HK$12,532/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,754
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,933
−HK$182/mo
Today · 4.125%
HK$6,115
baseline
▲ 0.50% · 4.625%
HK$6,487
+HK$372/mo
Deposit HK$541K · loan HK$1.26M · min. income ≈ HK$12,230/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,402
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,573
−HK$175/mo
Today · 4.125%
HK$6,748
baseline
▲ 0.50% · 4.625%
HK$7,103
+HK$355/mo
Deposit HK$541K · loan HK$1.26M · min. income ≈ HK$13,496/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,165
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,357
−HK$195/mo
Today · 4.125%
HK$6,552
baseline
▲ 0.50% · 4.625%
HK$6,951
+HK$399/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$13,104/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,859
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,043
−HK$186/mo
Today · 4.125%
HK$7,229
baseline
▲ 0.50% · 4.625%
HK$7,611
+HK$382/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$14,458/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,576
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,781
−HK$208/mo
Today · 4.125%
HK$6,989
baseline
▲ 0.50% · 4.625%
HK$7,414
+HK$425/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$13,978/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,316
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,512
−HK$199/mo
Today · 4.125%
HK$7,711
baseline
▲ 0.50% · 4.625%
HK$8,118
+HK$407/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$15,422/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,987
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,205
−HK$221/mo
Today · 4.125%
HK$7,426
baseline
▲ 0.50% · 4.625%
HK$7,877
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,852/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,773
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,982
−HK$211/mo
Today · 4.125%
HK$8,193
baseline
▲ 0.50% · 4.625%
HK$8,625
+HK$432/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,386/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,398
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,629
−HK$233/mo
Today · 4.125%
HK$7,862
baseline
▲ 0.50% · 4.625%
HK$8,341
+HK$479/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,724/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,231
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,451
−HK$224/mo
Today · 4.125%
HK$8,675
baseline
▲ 0.50% · 4.625%
HK$9,133
+HK$458/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,350/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).