▼ 0.50% · 3.625%
HK$4,465
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$141/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$289/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,968
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$135/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,512
+HK$276/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$155/mo
Today · 4.125%
HK$5,220
baseline
▲ 0.50% · 4.625%
HK$5,538
+HK$318/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$10,440/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,465
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$149/mo
Today · 4.125%
HK$5,760
baseline
▲ 0.50% · 4.625%
HK$6,063
+HK$303/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$11,520/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,359
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,525
−HK$170/mo
Today · 4.125%
HK$5,695
baseline
▲ 0.50% · 4.625%
HK$6,041
+HK$346/mo
Deposit HK$783K · loan HK$1.17M · min. income ≈ HK$11,390/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,961
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,121
−HK$162/mo
Today · 4.125%
HK$6,283
baseline
▲ 0.50% · 4.625%
HK$6,615
+HK$332/mo
Deposit HK$783K · loan HK$1.17M · min. income ≈ HK$12,566/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,805
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,986
−HK$183/mo
Today · 4.125%
HK$6,169
baseline
▲ 0.50% · 4.625%
HK$6,544
+HK$375/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$12,338/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,458
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,631
−HK$176/mo
Today · 4.125%
HK$6,807
baseline
▲ 0.50% · 4.625%
HK$7,166
+HK$359/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$13,614/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,252
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,446
−HK$198/mo
Today · 4.125%
HK$6,644
baseline
▲ 0.50% · 4.625%
HK$7,048
+HK$404/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$13,288/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,955
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,141
−HK$190/mo
Today · 4.125%
HK$7,331
baseline
▲ 0.50% · 4.625%
HK$7,717
+HK$386/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$14,662/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,698
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,906
−HK$212/mo
Today · 4.125%
HK$7,118
baseline
▲ 0.50% · 4.625%
HK$7,551
+HK$433/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,236/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,452
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,651
−HK$203/mo
Today · 4.125%
HK$7,854
baseline
▲ 0.50% · 4.625%
HK$8,268
+HK$414/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,708/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,145
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,367
−HK$226/mo
Today · 4.125%
HK$7,593
baseline
▲ 0.50% · 4.625%
HK$8,055
+HK$462/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,186/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,948
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,162
−HK$216/mo
Today · 4.125%
HK$8,378
baseline
▲ 0.50% · 4.625%
HK$8,819
+HK$441/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,756/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,591
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,827
−HK$240/mo
Today · 4.125%
HK$8,067
baseline
▲ 0.50% · 4.625%
HK$8,558
+HK$491/mo
Deposit HK$294K · loan HK$1.66M · min. income ≈ HK$16,134/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,445
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,672
−HK$229/mo
Today · 4.125%
HK$8,901
baseline
▲ 0.50% · 4.625%
HK$9,371
+HK$470/mo
Deposit HK$294K · loan HK$1.66M · min. income ≈ HK$17,802/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,038
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,288
−HK$254/mo
Today · 4.125%
HK$8,542
baseline
▲ 0.50% · 4.625%
HK$9,062
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,084/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,942
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,182
−HK$243/mo
Today · 4.125%
HK$9,425
baseline
▲ 0.50% · 4.625%
HK$9,922
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,850/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).