▼ 0.50% · 3.625%
HK$4,729
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,876
−HK$149/mo
Today · 4.125%
HK$5,025
baseline
▲ 0.50% · 4.625%
HK$5,331
+HK$306/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$10,050/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,261
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,402
−HK$143/mo
Today · 4.125%
HK$5,545
baseline
▲ 0.50% · 4.625%
HK$5,837
+HK$292/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$11,090/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,202
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$165/mo
Today · 4.125%
HK$5,528
baseline
▲ 0.50% · 4.625%
HK$5,864
+HK$336/mo
Deposit HK$933K · loan HK$1.14M · min. income ≈ HK$11,056/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,942
−HK$157/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,421
+HK$322/mo
Deposit HK$933K · loan HK$1.14M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,675
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,851
−HK$179/mo
Today · 4.125%
HK$6,030
baseline
▲ 0.50% · 4.625%
HK$6,397
+HK$367/mo
Deposit HK$830K · loan HK$1.24M · min. income ≈ HK$12,060/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,313
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,482
−HK$172/mo
Today · 4.125%
HK$6,654
baseline
▲ 0.50% · 4.625%
HK$7,005
+HK$351/mo
Deposit HK$830K · loan HK$1.24M · min. income ≈ HK$13,308/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,147
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,339
−HK$194/mo
Today · 4.125%
HK$6,533
baseline
▲ 0.50% · 4.625%
HK$6,930
+HK$397/mo
Deposit HK$726K · loan HK$1.35M · min. income ≈ HK$13,066/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,839
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,022
−HK$186/mo
Today · 4.125%
HK$7,208
baseline
▲ 0.50% · 4.625%
HK$7,588
+HK$380/mo
Deposit HK$726K · loan HK$1.35M · min. income ≈ HK$14,416/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,620
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,826
−HK$209/mo
Today · 4.125%
HK$7,035
baseline
▲ 0.50% · 4.625%
HK$7,464
+HK$429/mo
Deposit HK$622K · loan HK$1.45M · min. income ≈ HK$14,070/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,365
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,563
−HK$200/mo
Today · 4.125%
HK$7,763
baseline
▲ 0.50% · 4.625%
HK$8,172
+HK$409/mo
Deposit HK$622K · loan HK$1.45M · min. income ≈ HK$15,526/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,093
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,314
−HK$224/mo
Today · 4.125%
HK$7,538
baseline
▲ 0.50% · 4.625%
HK$7,997
+HK$459/mo
Deposit HK$518K · loan HK$1.56M · min. income ≈ HK$15,076/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,891
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,103
−HK$214/mo
Today · 4.125%
HK$8,317
baseline
▲ 0.50% · 4.625%
HK$8,756
+HK$439/mo
Deposit HK$518K · loan HK$1.56M · min. income ≈ HK$16,634/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,566
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,801
−HK$240/mo
Today · 4.125%
HK$8,041
baseline
▲ 0.50% · 4.625%
HK$8,530
+HK$489/mo
Deposit HK$415K · loan HK$1.66M · min. income ≈ HK$16,082/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,417
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,643
−HK$229/mo
Today · 4.125%
HK$8,872
baseline
▲ 0.50% · 4.625%
HK$9,340
+HK$468/mo
Deposit HK$415K · loan HK$1.66M · min. income ≈ HK$17,744/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,039
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,289
−HK$254/mo
Today · 4.125%
HK$8,543
baseline
▲ 0.50% · 4.625%
HK$9,063
+HK$520/mo
Deposit HK$311K · loan HK$1.76M · min. income ≈ HK$17,086/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,943
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,183
−HK$243/mo
Today · 4.125%
HK$9,426
baseline
▲ 0.50% · 4.625%
HK$9,923
+HK$497/mo
Deposit HK$311K · loan HK$1.76M · min. income ≈ HK$18,852/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,512
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,777
−HK$269/mo
Today · 4.125%
HK$9,046
baseline
▲ 0.50% · 4.625%
HK$9,596
+HK$550/mo
Deposit HK$207K · loan HK$1.87M · min. income ≈ HK$18,092/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,469
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,723
−HK$258/mo
Today · 4.125%
HK$9,981
baseline
▲ 0.50% · 4.625%
HK$10,507
+HK$526/mo
Deposit HK$207K · loan HK$1.87M · min. income ≈ HK$19,962/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).