▼ 0.50% · 3.625%
HK$3,657
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,771
−HK$115/mo
Today · 4.125%
HK$3,886
baseline
▲ 0.50% · 4.625%
HK$4,123
+HK$237/mo
Deposit HK$802K · loan HK$802K · min. income ≈ HK$7,772/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,068
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,177
−HK$111/mo
Today · 4.125%
HK$4,288
baseline
▲ 0.50% · 4.625%
HK$4,514
+HK$226/mo
Deposit HK$802K · loan HK$802K · min. income ≈ HK$8,576/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,023
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$127/mo
Today · 4.125%
HK$4,275
baseline
▲ 0.50% · 4.625%
HK$4,535
+HK$260/mo
Deposit HK$722K · loan HK$882K · min. income ≈ HK$8,550/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,475
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,595
−HK$122/mo
Today · 4.125%
HK$4,717
baseline
▲ 0.50% · 4.625%
HK$4,966
+HK$249/mo
Deposit HK$722K · loan HK$882K · min. income ≈ HK$9,434/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,388
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$139/mo
Today · 4.125%
HK$4,664
baseline
▲ 0.50% · 4.625%
HK$4,947
+HK$283/mo
Deposit HK$641K · loan HK$962K · min. income ≈ HK$9,328/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,882
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$133/mo
Today · 4.125%
HK$5,146
baseline
▲ 0.50% · 4.625%
HK$5,417
+HK$271/mo
Deposit HK$641K · loan HK$962K · min. income ≈ HK$10,292/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,754
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,902
−HK$150/mo
Today · 4.125%
HK$5,052
baseline
▲ 0.50% · 4.625%
HK$5,360
+HK$308/mo
Deposit HK$561K · loan HK$1.04M · min. income ≈ HK$10,104/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,289
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,431
−HK$144/mo
Today · 4.125%
HK$5,575
baseline
▲ 0.50% · 4.625%
HK$5,868
+HK$293/mo
Deposit HK$561K · loan HK$1.04M · min. income ≈ HK$11,150/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,120
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,279
−HK$162/mo
Today · 4.125%
HK$5,441
baseline
▲ 0.50% · 4.625%
HK$5,772
+HK$331/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$10,882/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,696
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,848
−HK$155/mo
Today · 4.125%
HK$6,003
baseline
▲ 0.50% · 4.625%
HK$6,320
+HK$317/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$12,006/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,485
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,656
−HK$173/mo
Today · 4.125%
HK$5,829
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$355/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$11,658/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,102
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,266
−HK$166/mo
Today · 4.125%
HK$6,432
baseline
▲ 0.50% · 4.625%
HK$6,771
+HK$339/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$12,864/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,851
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,033
−HK$185/mo
Today · 4.125%
HK$6,218
baseline
▲ 0.50% · 4.625%
HK$6,596
+HK$378/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$12,436/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,509
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,684
−HK$177/mo
Today · 4.125%
HK$6,861
baseline
▲ 0.50% · 4.625%
HK$7,223
+HK$362/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$13,722/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,217
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,410
−HK$197/mo
Today · 4.125%
HK$6,607
baseline
▲ 0.50% · 4.625%
HK$7,009
+HK$402/mo
Deposit HK$241K · loan HK$1.36M · min. income ≈ HK$13,214/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,916
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,102
−HK$188/mo
Today · 4.125%
HK$7,290
baseline
▲ 0.50% · 4.625%
HK$7,674
+HK$384/mo
Deposit HK$241K · loan HK$1.36M · min. income ≈ HK$14,580/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,583
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,787
−HK$208/mo
Today · 4.125%
HK$6,995
baseline
▲ 0.50% · 4.625%
HK$7,421
+HK$426/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,990/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,323
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,519
−HK$200/mo
Today · 4.125%
HK$7,719
baseline
▲ 0.50% · 4.625%
HK$8,125
+HK$406/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,438/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).