▼ 0.50% · 3.625%
HK$2,848
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,936
−HK$90/mo
Today · 4.125%
HK$3,026
baseline
▲ 0.50% · 4.625%
HK$3,210
+HK$184/mo
Deposit HK$624K · loan HK$624K · min. income ≈ HK$6,052/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,168
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,253
−HK$86/mo
Today · 4.125%
HK$3,339
baseline
▲ 0.50% · 4.625%
HK$3,515
+HK$176/mo
Deposit HK$624K · loan HK$624K · min. income ≈ HK$6,678/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,132
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,230
−HK$99/mo
Today · 4.125%
HK$3,329
baseline
▲ 0.50% · 4.625%
HK$3,531
+HK$202/mo
Deposit HK$562K · loan HK$687K · min. income ≈ HK$6,658/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,485
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,578
−HK$95/mo
Today · 4.125%
HK$3,673
baseline
▲ 0.50% · 4.625%
HK$3,867
+HK$194/mo
Deposit HK$562K · loan HK$687K · min. income ≈ HK$7,346/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,417
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,523
−HK$108/mo
Today · 4.125%
HK$3,631
baseline
▲ 0.50% · 4.625%
HK$3,852
+HK$221/mo
Deposit HK$500K · loan HK$749K · min. income ≈ HK$7,262/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,802
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,903
−HK$104/mo
Today · 4.125%
HK$4,007
baseline
▲ 0.50% · 4.625%
HK$4,218
+HK$211/mo
Deposit HK$500K · loan HK$749K · min. income ≈ HK$8,014/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,702
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,817
−HK$117/mo
Today · 4.125%
HK$3,934
baseline
▲ 0.50% · 4.625%
HK$4,173
+HK$239/mo
Deposit HK$437K · loan HK$812K · min. income ≈ HK$7,868/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,118
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,229
−HK$112/mo
Today · 4.125%
HK$4,341
baseline
▲ 0.50% · 4.625%
HK$4,570
+HK$229/mo
Deposit HK$437K · loan HK$812K · min. income ≈ HK$8,682/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,987
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,111
−HK$126/mo
Today · 4.125%
HK$4,237
baseline
▲ 0.50% · 4.625%
HK$4,494
+HK$257/mo
Deposit HK$375K · loan HK$874K · min. income ≈ HK$8,474/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,435
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$121/mo
Today · 4.125%
HK$4,675
baseline
▲ 0.50% · 4.625%
HK$4,921
+HK$246/mo
Deposit HK$375K · loan HK$874K · min. income ≈ HK$9,350/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,271
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,404
−HK$135/mo
Today · 4.125%
HK$4,539
baseline
▲ 0.50% · 4.625%
HK$4,815
+HK$276/mo
Deposit HK$312K · loan HK$937K · min. income ≈ HK$9,078/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,752
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,879
−HK$130/mo
Today · 4.125%
HK$5,009
baseline
▲ 0.50% · 4.625%
HK$5,273
+HK$264/mo
Deposit HK$312K · loan HK$937K · min. income ≈ HK$10,018/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,556
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,698
−HK$144/mo
Today · 4.125%
HK$4,842
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$294/mo
Deposit HK$250K · loan HK$999K · min. income ≈ HK$9,684/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,205
−HK$138/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,624
+HK$281/mo
Deposit HK$250K · loan HK$999K · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,841
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,991
−HK$153/mo
Today · 4.125%
HK$5,144
baseline
▲ 0.50% · 4.625%
HK$5,458
+HK$314/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,288/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,385
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,530
−HK$146/mo
Today · 4.125%
HK$5,676
baseline
▲ 0.50% · 4.625%
HK$5,976
+HK$300/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,352/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,126
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,285
−HK$162/mo
Today · 4.125%
HK$5,447
baseline
▲ 0.50% · 4.625%
HK$5,779
+HK$332/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$10,894/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,702
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,855
−HK$155/mo
Today · 4.125%
HK$6,010
baseline
▲ 0.50% · 4.625%
HK$6,327
+HK$317/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$12,020/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).