▼ 0.50% · 3.625%
HK$2,979
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,071
−HK$94/mo
Today · 4.125%
HK$3,165
baseline
▲ 0.50% · 4.625%
HK$3,358
+HK$193/mo
Deposit HK$653K · loan HK$653K · min. income ≈ HK$6,330/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,314
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,403
−HK$90/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,677
+HK$184/mo
Deposit HK$653K · loan HK$653K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,277
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,378
−HK$104/mo
Today · 4.125%
HK$3,482
baseline
▲ 0.50% · 4.625%
HK$3,694
+HK$212/mo
Deposit HK$588K · loan HK$718K · min. income ≈ HK$6,964/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,645
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,743
−HK$99/mo
Today · 4.125%
HK$3,842
baseline
▲ 0.50% · 4.625%
HK$4,045
+HK$203/mo
Deposit HK$588K · loan HK$718K · min. income ≈ HK$7,684/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,574
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,686
−HK$113/mo
Today · 4.125%
HK$3,799
baseline
▲ 0.50% · 4.625%
HK$4,030
+HK$231/mo
Deposit HK$523K · loan HK$784K · min. income ≈ HK$7,598/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,976
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,083
−HK$108/mo
Today · 4.125%
HK$4,191
baseline
▲ 0.50% · 4.625%
HK$4,412
+HK$221/mo
Deposit HK$523K · loan HK$784K · min. income ≈ HK$8,382/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,872
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,993
−HK$122/mo
Today · 4.125%
HK$4,115
baseline
▲ 0.50% · 4.625%
HK$4,365
+HK$250/mo
Deposit HK$457K · loan HK$849K · min. income ≈ HK$8,230/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,308
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,423
−HK$118/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,780
+HK$239/mo
Deposit HK$457K · loan HK$849K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,170
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,300
−HK$132/mo
Today · 4.125%
HK$4,432
baseline
▲ 0.50% · 4.625%
HK$4,701
+HK$269/mo
Deposit HK$392K · loan HK$914K · min. income ≈ HK$8,864/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,639
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,764
−HK$126/mo
Today · 4.125%
HK$4,890
baseline
▲ 0.50% · 4.625%
HK$5,148
+HK$258/mo
Deposit HK$392K · loan HK$914K · min. income ≈ HK$9,780/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,468
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$141/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$5,037
+HK$289/mo
Deposit HK$327K · loan HK$980K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,971
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,104
−HK$135/mo
Today · 4.125%
HK$5,239
baseline
▲ 0.50% · 4.625%
HK$5,515
+HK$276/mo
Deposit HK$327K · loan HK$980K · min. income ≈ HK$10,478/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,766
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$151/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,373
+HK$308/mo
Deposit HK$261K · loan HK$1.05M · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,444
−HK$144/mo
Today · 4.125%
HK$5,588
baseline
▲ 0.50% · 4.625%
HK$5,883
+HK$295/mo
Deposit HK$261K · loan HK$1.05M · min. income ≈ HK$11,176/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,064
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,221
−HK$160/mo
Today · 4.125%
HK$5,381
baseline
▲ 0.50% · 4.625%
HK$5,709
+HK$328/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$10,762/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,633
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,784
−HK$154/mo
Today · 4.125%
HK$5,938
baseline
▲ 0.50% · 4.625%
HK$6,251
+HK$313/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$11,876/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,362
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,528
−HK$170/mo
Today · 4.125%
HK$5,698
baseline
▲ 0.50% · 4.625%
HK$6,045
+HK$347/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,396/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,965
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,125
−HK$162/mo
Today · 4.125%
HK$6,287
baseline
▲ 0.50% · 4.625%
HK$6,618
+HK$331/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,574/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).