▼ 0.50% · 3.625%
HK$2,965
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,057
−HK$94/mo
Today · 4.125%
HK$3,151
baseline
▲ 0.50% · 4.625%
HK$3,343
+HK$192/mo
Deposit HK$650K · loan HK$650K · min. income ≈ HK$6,302/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,298
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,387
−HK$90/mo
Today · 4.125%
HK$3,477
baseline
▲ 0.50% · 4.625%
HK$3,660
+HK$183/mo
Deposit HK$650K · loan HK$650K · min. income ≈ HK$6,954/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,261
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,363
−HK$103/mo
Today · 4.125%
HK$3,466
baseline
▲ 0.50% · 4.625%
HK$3,677
+HK$211/mo
Deposit HK$585K · loan HK$715K · min. income ≈ HK$6,932/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,628
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,726
−HK$98/mo
Today · 4.125%
HK$3,824
baseline
▲ 0.50% · 4.625%
HK$4,026
+HK$202/mo
Deposit HK$585K · loan HK$715K · min. income ≈ HK$7,648/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,558
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,669
−HK$112/mo
Today · 4.125%
HK$3,781
baseline
▲ 0.50% · 4.625%
HK$4,011
+HK$230/mo
Deposit HK$520K · loan HK$780K · min. income ≈ HK$7,562/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,958
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,064
−HK$108/mo
Today · 4.125%
HK$4,172
baseline
▲ 0.50% · 4.625%
HK$4,392
+HK$220/mo
Deposit HK$520K · loan HK$780K · min. income ≈ HK$8,344/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,854
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,974
−HK$122/mo
Today · 4.125%
HK$4,096
baseline
▲ 0.50% · 4.625%
HK$4,345
+HK$249/mo
Deposit HK$455K · loan HK$845K · min. income ≈ HK$8,192/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,288
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,403
−HK$117/mo
Today · 4.125%
HK$4,520
baseline
▲ 0.50% · 4.625%
HK$4,758
+HK$238/mo
Deposit HK$455K · loan HK$845K · min. income ≈ HK$9,040/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,151
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,280
−HK$131/mo
Today · 4.125%
HK$4,411
baseline
▲ 0.50% · 4.625%
HK$4,680
+HK$269/mo
Deposit HK$390K · loan HK$910K · min. income ≈ HK$8,822/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,742
−HK$125/mo
Today · 4.125%
HK$4,867
baseline
▲ 0.50% · 4.625%
HK$5,124
+HK$257/mo
Deposit HK$390K · loan HK$910K · min. income ≈ HK$9,734/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,447
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,586
−HK$140/mo
Today · 4.125%
HK$4,726
baseline
▲ 0.50% · 4.625%
HK$5,014
+HK$288/mo
Deposit HK$325K · loan HK$975K · min. income ≈ HK$9,452/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,948
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,080
−HK$135/mo
Today · 4.125%
HK$5,215
baseline
▲ 0.50% · 4.625%
HK$5,490
+HK$275/mo
Deposit HK$325K · loan HK$975K · min. income ≈ HK$10,430/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,891
−HK$150/mo
Today · 4.125%
HK$5,041
baseline
▲ 0.50% · 4.625%
HK$5,348
+HK$307/mo
Deposit HK$260K · loan HK$1.04M · min. income ≈ HK$10,082/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,277
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,419
−HK$144/mo
Today · 4.125%
HK$5,563
baseline
▲ 0.50% · 4.625%
HK$5,856
+HK$293/mo
Deposit HK$260K · loan HK$1.04M · min. income ≈ HK$11,126/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$159/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$326/mo
Deposit HK$195K · loan HK$1.11M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,607
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$152/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,222
+HK$312/mo
Deposit HK$195K · loan HK$1.11M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,337
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,503
−HK$168/mo
Today · 4.125%
HK$5,671
baseline
▲ 0.50% · 4.625%
HK$6,017
+HK$346/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,342/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,937
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,096
−HK$162/mo
Today · 4.125%
HK$6,258
baseline
▲ 0.50% · 4.625%
HK$6,588
+HK$330/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,516/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).