▼ 0.50% · 3.625%
HK$3,102
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,198
−HK$98/mo
Today · 4.125%
HK$3,296
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$201/mo
Deposit HK$680K · loan HK$680K · min. income ≈ HK$6,592/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,450
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,543
−HK$94/mo
Today · 4.125%
HK$3,637
baseline
▲ 0.50% · 4.625%
HK$3,829
+HK$192/mo
Deposit HK$680K · loan HK$680K · min. income ≈ HK$7,274/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,412
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,518
−HK$108/mo
Today · 4.125%
HK$3,626
baseline
▲ 0.50% · 4.625%
HK$3,846
+HK$220/mo
Deposit HK$612K · loan HK$748K · min. income ≈ HK$7,252/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,796
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,897
−HK$104/mo
Today · 4.125%
HK$4,001
baseline
▲ 0.50% · 4.625%
HK$4,211
+HK$210/mo
Deposit HK$612K · loan HK$748K · min. income ≈ HK$8,002/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,722
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,838
−HK$117/mo
Today · 4.125%
HK$3,955
baseline
▲ 0.50% · 4.625%
HK$4,196
+HK$241/mo
Deposit HK$544K · loan HK$816K · min. income ≈ HK$7,910/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,141
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,252
−HK$112/mo
Today · 4.125%
HK$4,364
baseline
▲ 0.50% · 4.625%
HK$4,594
+HK$230/mo
Deposit HK$544K · loan HK$816K · min. income ≈ HK$8,728/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,032
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,157
−HK$128/mo
Today · 4.125%
HK$4,285
baseline
▲ 0.50% · 4.625%
HK$4,546
+HK$261/mo
Deposit HK$476K · loan HK$884K · min. income ≈ HK$8,570/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,486
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,606
−HK$122/mo
Today · 4.125%
HK$4,728
baseline
▲ 0.50% · 4.625%
HK$4,977
+HK$249/mo
Deposit HK$476K · loan HK$884K · min. income ≈ HK$9,456/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,342
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,477
−HK$138/mo
Today · 4.125%
HK$4,615
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$280/mo
Deposit HK$408K · loan HK$952K · min. income ≈ HK$9,230/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,831
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,960
−HK$132/mo
Today · 4.125%
HK$5,092
baseline
▲ 0.50% · 4.625%
HK$5,360
+HK$268/mo
Deposit HK$408K · loan HK$952K · min. income ≈ HK$10,184/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,797
−HK$147/mo
Today · 4.125%
HK$4,944
baseline
▲ 0.50% · 4.625%
HK$5,245
+HK$301/mo
Deposit HK$340K · loan HK$1.02M · min. income ≈ HK$9,888/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,176
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,315
−HK$140/mo
Today · 4.125%
HK$5,455
baseline
▲ 0.50% · 4.625%
HK$5,743
+HK$288/mo
Deposit HK$340K · loan HK$1.02M · min. income ≈ HK$10,910/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,963
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$157/mo
Today · 4.125%
HK$5,274
baseline
▲ 0.50% · 4.625%
HK$5,595
+HK$321/mo
Deposit HK$272K · loan HK$1.09M · min. income ≈ HK$10,548/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,521
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,669
−HK$150/mo
Today · 4.125%
HK$5,819
baseline
▲ 0.50% · 4.625%
HK$6,126
+HK$307/mo
Deposit HK$272K · loan HK$1.09M · min. income ≈ HK$11,638/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,273
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,437
−HK$166/mo
Today · 4.125%
HK$5,603
baseline
▲ 0.50% · 4.625%
HK$5,944
+HK$341/mo
Deposit HK$204K · loan HK$1.16M · min. income ≈ HK$11,206/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,866
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,023
−HK$160/mo
Today · 4.125%
HK$6,183
baseline
▲ 0.50% · 4.625%
HK$6,509
+HK$326/mo
Deposit HK$204K · loan HK$1.16M · min. income ≈ HK$12,366/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,757
−HK$176/mo
Today · 4.125%
HK$5,933
baseline
▲ 0.50% · 4.625%
HK$6,294
+HK$361/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$11,866/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,211
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,377
−HK$169/mo
Today · 4.125%
HK$6,546
baseline
▲ 0.50% · 4.625%
HK$6,891
+HK$345/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$13,092/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).