▼ 0.50% · 3.625%
HK$3,162
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,260
−HK$100/mo
Today · 4.125%
HK$3,360
baseline
▲ 0.50% · 4.625%
HK$3,565
+HK$205/mo
Deposit HK$693K · loan HK$693K · min. income ≈ HK$6,720/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,518
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,612
−HK$96/mo
Today · 4.125%
HK$3,708
baseline
▲ 0.50% · 4.625%
HK$3,903
+HK$195/mo
Deposit HK$693K · loan HK$693K · min. income ≈ HK$7,416/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,478
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,586
−HK$110/mo
Today · 4.125%
HK$3,696
baseline
▲ 0.50% · 4.625%
HK$3,921
+HK$225/mo
Deposit HK$624K · loan HK$763K · min. income ≈ HK$7,392/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,870
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,973
−HK$106/mo
Today · 4.125%
HK$4,079
baseline
▲ 0.50% · 4.625%
HK$4,294
+HK$215/mo
Deposit HK$624K · loan HK$763K · min. income ≈ HK$8,158/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,794
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,912
−HK$120/mo
Today · 4.125%
HK$4,032
baseline
▲ 0.50% · 4.625%
HK$4,278
+HK$246/mo
Deposit HK$555K · loan HK$832K · min. income ≈ HK$8,064/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,221
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,335
−HK$114/mo
Today · 4.125%
HK$4,449
baseline
▲ 0.50% · 4.625%
HK$4,684
+HK$235/mo
Deposit HK$555K · loan HK$832K · min. income ≈ HK$8,898/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,111
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,239
−HK$129/mo
Today · 4.125%
HK$4,368
baseline
▲ 0.50% · 4.625%
HK$4,634
+HK$266/mo
Deposit HK$485K · loan HK$901K · min. income ≈ HK$8,736/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$124/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,074
+HK$254/mo
Deposit HK$485K · loan HK$901K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,427
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,565
−HK$139/mo
Today · 4.125%
HK$4,704
baseline
▲ 0.50% · 4.625%
HK$4,991
+HK$287/mo
Deposit HK$416K · loan HK$971K · min. income ≈ HK$9,408/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,925
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$134/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,465
+HK$274/mo
Deposit HK$416K · loan HK$971K · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,743
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,891
−HK$150/mo
Today · 4.125%
HK$5,041
baseline
▲ 0.50% · 4.625%
HK$5,347
+HK$306/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$10,082/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,277
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,418
−HK$144/mo
Today · 4.125%
HK$5,562
baseline
▲ 0.50% · 4.625%
HK$5,855
+HK$293/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$11,124/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$160/mo
Today · 4.125%
HK$5,377
baseline
▲ 0.50% · 4.625%
HK$5,704
+HK$327/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,754/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,628
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,779
−HK$153/mo
Today · 4.125%
HK$5,932
baseline
▲ 0.50% · 4.625%
HK$6,245
+HK$313/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,864/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,375
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,543
−HK$170/mo
Today · 4.125%
HK$5,713
baseline
▲ 0.50% · 4.625%
HK$6,060
+HK$347/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,426/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,980
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,141
−HK$162/mo
Today · 4.125%
HK$6,303
baseline
▲ 0.50% · 4.625%
HK$6,636
+HK$333/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,606/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,692
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,869
−HK$180/mo
Today · 4.125%
HK$6,049
baseline
▲ 0.50% · 4.625%
HK$6,417
+HK$368/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,098/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,332
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,502
−HK$172/mo
Today · 4.125%
HK$6,674
baseline
▲ 0.50% · 4.625%
HK$7,026
+HK$352/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,348/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).