▼ 0.50% · 3.625%
HK$2,860
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,949
−HK$91/mo
Today · 4.125%
HK$3,040
baseline
▲ 0.50% · 4.625%
HK$3,225
+HK$185/mo
Deposit HK$627K · loan HK$627K · min. income ≈ HK$6,080/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,182
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,268
−HK$86/mo
Today · 4.125%
HK$3,354
baseline
▲ 0.50% · 4.625%
HK$3,531
+HK$177/mo
Deposit HK$627K · loan HK$627K · min. income ≈ HK$6,708/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,146
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,244
−HK$100/mo
Today · 4.125%
HK$3,344
baseline
▲ 0.50% · 4.625%
HK$3,547
+HK$203/mo
Deposit HK$564K · loan HK$690K · min. income ≈ HK$6,688/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,500
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,594
−HK$96/mo
Today · 4.125%
HK$3,690
baseline
▲ 0.50% · 4.625%
HK$3,884
+HK$194/mo
Deposit HK$564K · loan HK$690K · min. income ≈ HK$7,380/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,433
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,539
−HK$109/mo
Today · 4.125%
HK$3,648
baseline
▲ 0.50% · 4.625%
HK$3,870
+HK$222/mo
Deposit HK$502K · loan HK$753K · min. income ≈ HK$7,296/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,819
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,921
−HK$104/mo
Today · 4.125%
HK$4,025
baseline
▲ 0.50% · 4.625%
HK$4,237
+HK$212/mo
Deposit HK$502K · loan HK$753K · min. income ≈ HK$8,050/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,719
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,834
−HK$118/mo
Today · 4.125%
HK$3,952
baseline
▲ 0.50% · 4.625%
HK$4,192
+HK$240/mo
Deposit HK$439K · loan HK$815K · min. income ≈ HK$7,904/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,137
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,248
−HK$112/mo
Today · 4.125%
HK$4,360
baseline
▲ 0.50% · 4.625%
HK$4,590
+HK$230/mo
Deposit HK$439K · loan HK$815K · min. income ≈ HK$8,720/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,005
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,129
−HK$127/mo
Today · 4.125%
HK$4,256
baseline
▲ 0.50% · 4.625%
HK$4,515
+HK$259/mo
Deposit HK$376K · loan HK$878K · min. income ≈ HK$8,512/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,455
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,575
−HK$121/mo
Today · 4.125%
HK$4,696
baseline
▲ 0.50% · 4.625%
HK$4,943
+HK$247/mo
Deposit HK$376K · loan HK$878K · min. income ≈ HK$9,392/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,291
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,424
−HK$136/mo
Today · 4.125%
HK$4,560
baseline
▲ 0.50% · 4.625%
HK$4,837
+HK$277/mo
Deposit HK$314K · loan HK$941K · min. income ≈ HK$9,120/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,773
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,901
−HK$130/mo
Today · 4.125%
HK$5,031
baseline
▲ 0.50% · 4.625%
HK$5,296
+HK$265/mo
Deposit HK$314K · loan HK$941K · min. income ≈ HK$10,062/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,577
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,719
−HK$145/mo
Today · 4.125%
HK$4,864
baseline
▲ 0.50% · 4.625%
HK$5,160
+HK$296/mo
Deposit HK$251K · loan HK$1.00M · min. income ≈ HK$9,728/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,091
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,228
−HK$139/mo
Today · 4.125%
HK$5,367
baseline
▲ 0.50% · 4.625%
HK$5,649
+HK$282/mo
Deposit HK$251K · loan HK$1.00M · min. income ≈ HK$10,734/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,863
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,014
−HK$154/mo
Today · 4.125%
HK$5,168
baseline
▲ 0.50% · 4.625%
HK$5,482
+HK$314/mo
Deposit HK$188K · loan HK$1.07M · min. income ≈ HK$10,336/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,410
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,555
−HK$147/mo
Today · 4.125%
HK$5,702
baseline
▲ 0.50% · 4.625%
HK$6,003
+HK$301/mo
Deposit HK$188K · loan HK$1.07M · min. income ≈ HK$11,404/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,149
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,309
−HK$163/mo
Today · 4.125%
HK$5,472
baseline
▲ 0.50% · 4.625%
HK$5,805
+HK$333/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$10,944/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,728
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,882
−HK$155/mo
Today · 4.125%
HK$6,037
baseline
▲ 0.50% · 4.625%
HK$6,356
+HK$319/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$12,074/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).