▼ 0.50% · 3.625%
HK$2,783
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,869
−HK$88/mo
Today · 4.125%
HK$2,957
baseline
▲ 0.50% · 4.625%
HK$3,137
+HK$180/mo
Deposit HK$610K · loan HK$610K · min. income ≈ HK$5,914/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,096
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,179
−HK$84/mo
Today · 4.125%
HK$3,263
baseline
▲ 0.50% · 4.625%
HK$3,435
+HK$172/mo
Deposit HK$610K · loan HK$610K · min. income ≈ HK$6,526/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,061
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,156
−HK$97/mo
Today · 4.125%
HK$3,253
baseline
▲ 0.50% · 4.625%
HK$3,451
+HK$198/mo
Deposit HK$549K · loan HK$671K · min. income ≈ HK$6,506/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,405
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,496
−HK$93/mo
Today · 4.125%
HK$3,589
baseline
▲ 0.50% · 4.625%
HK$3,778
+HK$189/mo
Deposit HK$549K · loan HK$671K · min. income ≈ HK$7,178/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,339
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,443
−HK$105/mo
Today · 4.125%
HK$3,548
baseline
▲ 0.50% · 4.625%
HK$3,764
+HK$216/mo
Deposit HK$488K · loan HK$732K · min. income ≈ HK$7,096/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,715
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,814
−HK$101/mo
Today · 4.125%
HK$3,915
baseline
▲ 0.50% · 4.625%
HK$4,122
+HK$207/mo
Deposit HK$488K · loan HK$732K · min. income ≈ HK$7,830/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,617
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,730
−HK$114/mo
Today · 4.125%
HK$3,844
baseline
▲ 0.50% · 4.625%
HK$4,078
+HK$234/mo
Deposit HK$427K · loan HK$793K · min. income ≈ HK$7,688/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,024
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$110/mo
Today · 4.125%
HK$4,242
baseline
▲ 0.50% · 4.625%
HK$4,465
+HK$223/mo
Deposit HK$427K · loan HK$793K · min. income ≈ HK$8,484/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,896
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$123/mo
Today · 4.125%
HK$4,140
baseline
▲ 0.50% · 4.625%
HK$4,392
+HK$252/mo
Deposit HK$366K · loan HK$854K · min. income ≈ HK$8,280/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,334
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$118/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,809
+HK$241/mo
Deposit HK$366K · loan HK$854K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,174
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,304
−HK$132/mo
Today · 4.125%
HK$4,436
baseline
▲ 0.50% · 4.625%
HK$4,705
+HK$269/mo
Deposit HK$305K · loan HK$915K · min. income ≈ HK$8,872/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,643
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,768
−HK$126/mo
Today · 4.125%
HK$4,894
baseline
▲ 0.50% · 4.625%
HK$5,152
+HK$258/mo
Deposit HK$305K · loan HK$915K · min. income ≈ HK$9,788/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,452
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$140/mo
Today · 4.125%
HK$4,731
baseline
▲ 0.50% · 4.625%
HK$5,019
+HK$288/mo
Deposit HK$244K · loan HK$976K · min. income ≈ HK$9,462/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$134/mo
Today · 4.125%
HK$5,220
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$276/mo
Deposit HK$244K · loan HK$976K · min. income ≈ HK$10,440/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,730
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,877
−HK$150/mo
Today · 4.125%
HK$5,027
baseline
▲ 0.50% · 4.625%
HK$5,333
+HK$306/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$10,054/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,262
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,404
−HK$143/mo
Today · 4.125%
HK$5,547
baseline
▲ 0.50% · 4.625%
HK$5,839
+HK$292/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$11,094/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,009
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$159/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,647
+HK$324/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,572
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$152/mo
Today · 4.125%
HK$5,873
baseline
▲ 0.50% · 4.625%
HK$6,183
+HK$310/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,746/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).