▼ 0.50% · 3.625%
HK$2,850
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,938
−HK$90/mo
Today · 4.125%
HK$3,028
baseline
▲ 0.50% · 4.625%
HK$3,212
+HK$184/mo
Deposit HK$625K · loan HK$625K · min. income ≈ HK$6,056/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,170
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,255
−HK$86/mo
Today · 4.125%
HK$3,341
baseline
▲ 0.50% · 4.625%
HK$3,517
+HK$176/mo
Deposit HK$625K · loan HK$625K · min. income ≈ HK$6,682/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,134
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,232
−HK$99/mo
Today · 4.125%
HK$3,331
baseline
▲ 0.50% · 4.625%
HK$3,534
+HK$203/mo
Deposit HK$562K · loan HK$687K · min. income ≈ HK$6,662/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,487
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,581
−HK$94/mo
Today · 4.125%
HK$3,675
baseline
▲ 0.50% · 4.625%
HK$3,869
+HK$194/mo
Deposit HK$562K · loan HK$687K · min. income ≈ HK$7,350/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,419
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,526
−HK$108/mo
Today · 4.125%
HK$3,634
baseline
▲ 0.50% · 4.625%
HK$3,855
+HK$221/mo
Deposit HK$500K · loan HK$750K · min. income ≈ HK$7,268/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,804
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,906
−HK$104/mo
Today · 4.125%
HK$4,010
baseline
▲ 0.50% · 4.625%
HK$4,221
+HK$211/mo
Deposit HK$500K · loan HK$750K · min. income ≈ HK$8,020/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,704
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$117/mo
Today · 4.125%
HK$3,937
baseline
▲ 0.50% · 4.625%
HK$4,176
+HK$239/mo
Deposit HK$437K · loan HK$812K · min. income ≈ HK$7,874/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,121
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,232
−HK$112/mo
Today · 4.125%
HK$4,344
baseline
▲ 0.50% · 4.625%
HK$4,573
+HK$229/mo
Deposit HK$437K · loan HK$812K · min. income ≈ HK$8,688/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,989
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,113
−HK$127/mo
Today · 4.125%
HK$4,240
baseline
▲ 0.50% · 4.625%
HK$4,497
+HK$257/mo
Deposit HK$375K · loan HK$875K · min. income ≈ HK$8,480/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,438
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,557
−HK$121/mo
Today · 4.125%
HK$4,678
baseline
▲ 0.50% · 4.625%
HK$4,924
+HK$246/mo
Deposit HK$375K · loan HK$875K · min. income ≈ HK$9,356/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,407
−HK$135/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,819
+HK$277/mo
Deposit HK$312K · loan HK$937K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,883
−HK$129/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,276
+HK$264/mo
Deposit HK$312K · loan HK$937K · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,559
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,701
−HK$144/mo
Today · 4.125%
HK$4,845
baseline
▲ 0.50% · 4.625%
HK$5,140
+HK$295/mo
Deposit HK$250K · loan HK$1000K · min. income ≈ HK$9,690/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,072
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,208
−HK$138/mo
Today · 4.125%
HK$5,346
baseline
▲ 0.50% · 4.625%
HK$5,628
+HK$282/mo
Deposit HK$250K · loan HK$1000K · min. income ≈ HK$10,692/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,844
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,995
−HK$153/mo
Today · 4.125%
HK$5,148
baseline
▲ 0.50% · 4.625%
HK$5,461
+HK$313/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,296/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,389
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,534
−HK$146/mo
Today · 4.125%
HK$5,680
baseline
▲ 0.50% · 4.625%
HK$5,980
+HK$300/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,360/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,129
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,289
−HK$162/mo
Today · 4.125%
HK$5,451
baseline
▲ 0.50% · 4.625%
HK$5,782
+HK$331/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$10,902/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,706
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,859
−HK$155/mo
Today · 4.125%
HK$6,014
baseline
▲ 0.50% · 4.625%
HK$6,331
+HK$317/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$12,028/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).