▼ 0.50% · 3.625%
HK$2,964
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,056
−HK$94/mo
Today · 4.125%
HK$3,150
baseline
▲ 0.50% · 4.625%
HK$3,341
+HK$191/mo
Deposit HK$650K · loan HK$650K · min. income ≈ HK$6,300/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,297
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,386
−HK$89/mo
Today · 4.125%
HK$3,475
baseline
▲ 0.50% · 4.625%
HK$3,659
+HK$184/mo
Deposit HK$650K · loan HK$650K · min. income ≈ HK$6,950/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,260
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,362
−HK$103/mo
Today · 4.125%
HK$3,465
baseline
▲ 0.50% · 4.625%
HK$3,676
+HK$211/mo
Deposit HK$585K · loan HK$715K · min. income ≈ HK$6,930/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,627
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,724
−HK$99/mo
Today · 4.125%
HK$3,823
baseline
▲ 0.50% · 4.625%
HK$4,024
+HK$201/mo
Deposit HK$585K · loan HK$715K · min. income ≈ HK$7,646/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,557
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,667
−HK$113/mo
Today · 4.125%
HK$3,780
baseline
▲ 0.50% · 4.625%
HK$4,010
+HK$230/mo
Deposit HK$520K · loan HK$780K · min. income ≈ HK$7,560/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,957
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,063
−HK$108/mo
Today · 4.125%
HK$4,171
baseline
▲ 0.50% · 4.625%
HK$4,390
+HK$219/mo
Deposit HK$520K · loan HK$780K · min. income ≈ HK$8,342/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,853
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,973
−HK$122/mo
Today · 4.125%
HK$4,095
baseline
▲ 0.50% · 4.625%
HK$4,344
+HK$249/mo
Deposit HK$455K · loan HK$845K · min. income ≈ HK$8,190/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,286
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$117/mo
Today · 4.125%
HK$4,518
baseline
▲ 0.50% · 4.625%
HK$4,756
+HK$238/mo
Deposit HK$455K · loan HK$845K · min. income ≈ HK$9,036/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,149
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,279
−HK$131/mo
Today · 4.125%
HK$4,410
baseline
▲ 0.50% · 4.625%
HK$4,678
+HK$268/mo
Deposit HK$390K · loan HK$910K · min. income ≈ HK$8,820/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,616
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,740
−HK$126/mo
Today · 4.125%
HK$4,866
baseline
▲ 0.50% · 4.625%
HK$5,122
+HK$256/mo
Deposit HK$390K · loan HK$910K · min. income ≈ HK$9,732/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,446
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$141/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$5,012
+HK$287/mo
Deposit HK$325K · loan HK$975K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$134/mo
Today · 4.125%
HK$5,213
baseline
▲ 0.50% · 4.625%
HK$5,488
+HK$275/mo
Deposit HK$325K · loan HK$975K · min. income ≈ HK$10,426/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,742
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$150/mo
Today · 4.125%
HK$5,040
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$306/mo
Deposit HK$260K · loan HK$1.04M · min. income ≈ HK$10,080/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,276
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,417
−HK$144/mo
Today · 4.125%
HK$5,561
baseline
▲ 0.50% · 4.625%
HK$5,854
+HK$293/mo
Deposit HK$260K · loan HK$1.04M · min. income ≈ HK$11,122/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,039
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,195
−HK$160/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,680
+HK$325/mo
Deposit HK$195K · loan HK$1.10M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,605
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,756
−HK$152/mo
Today · 4.125%
HK$5,908
baseline
▲ 0.50% · 4.625%
HK$6,220
+HK$312/mo
Deposit HK$195K · loan HK$1.10M · min. income ≈ HK$11,816/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,335
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,501
−HK$169/mo
Today · 4.125%
HK$5,670
baseline
▲ 0.50% · 4.625%
HK$6,015
+HK$345/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,340/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,935
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,094
−HK$162/mo
Today · 4.125%
HK$6,256
baseline
▲ 0.50% · 4.625%
HK$6,586
+HK$330/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,512/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).