▼ 0.50% · 3.625%
HK$2,817
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,905
−HK$89/mo
Today · 4.125%
HK$2,994
baseline
▲ 0.50% · 4.625%
HK$3,176
+HK$182/mo
Deposit HK$618K · loan HK$618K · min. income ≈ HK$5,988/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,134
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,218
−HK$86/mo
Today · 4.125%
HK$3,304
baseline
▲ 0.50% · 4.625%
HK$3,478
+HK$174/mo
Deposit HK$618K · loan HK$618K · min. income ≈ HK$6,608/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,099
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,196
−HK$98/mo
Today · 4.125%
HK$3,294
baseline
▲ 0.50% · 4.625%
HK$3,494
+HK$200/mo
Deposit HK$556K · loan HK$680K · min. income ≈ HK$6,588/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,448
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,540
−HK$94/mo
Today · 4.125%
HK$3,634
baseline
▲ 0.50% · 4.625%
HK$3,826
+HK$192/mo
Deposit HK$556K · loan HK$680K · min. income ≈ HK$7,268/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,381
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,486
−HK$107/mo
Today · 4.125%
HK$3,593
baseline
▲ 0.50% · 4.625%
HK$3,812
+HK$219/mo
Deposit HK$494K · loan HK$741K · min. income ≈ HK$7,186/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,761
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,862
−HK$102/mo
Today · 4.125%
HK$3,964
baseline
▲ 0.50% · 4.625%
HK$4,173
+HK$209/mo
Deposit HK$494K · loan HK$741K · min. income ≈ HK$7,928/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,663
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,777
−HK$115/mo
Today · 4.125%
HK$3,892
baseline
▲ 0.50% · 4.625%
HK$4,129
+HK$237/mo
Deposit HK$432K · loan HK$803K · min. income ≈ HK$7,784/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,075
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,184
−HK$111/mo
Today · 4.125%
HK$4,295
baseline
▲ 0.50% · 4.625%
HK$4,521
+HK$226/mo
Deposit HK$432K · loan HK$803K · min. income ≈ HK$8,590/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,944
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,067
−HK$125/mo
Today · 4.125%
HK$4,192
baseline
▲ 0.50% · 4.625%
HK$4,447
+HK$255/mo
Deposit HK$371K · loan HK$865K · min. income ≈ HK$8,384/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,388
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,506
−HK$119/mo
Today · 4.125%
HK$4,625
baseline
▲ 0.50% · 4.625%
HK$4,869
+HK$244/mo
Deposit HK$371K · loan HK$865K · min. income ≈ HK$9,250/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,226
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,358
−HK$133/mo
Today · 4.125%
HK$4,491
baseline
▲ 0.50% · 4.625%
HK$4,764
+HK$273/mo
Deposit HK$309K · loan HK$927K · min. income ≈ HK$8,982/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,702
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,828
−HK$128/mo
Today · 4.125%
HK$4,956
baseline
▲ 0.50% · 4.625%
HK$5,217
+HK$261/mo
Deposit HK$309K · loan HK$927K · min. income ≈ HK$9,912/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,508
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$143/mo
Today · 4.125%
HK$4,791
baseline
▲ 0.50% · 4.625%
HK$5,082
+HK$291/mo
Deposit HK$247K · loan HK$988K · min. income ≈ HK$9,582/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,015
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$137/mo
Today · 4.125%
HK$5,286
baseline
▲ 0.50% · 4.625%
HK$5,565
+HK$279/mo
Deposit HK$247K · loan HK$988K · min. income ≈ HK$10,572/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,790
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,939
−HK$151/mo
Today · 4.125%
HK$5,090
baseline
▲ 0.50% · 4.625%
HK$5,400
+HK$310/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$10,180/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,328
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,471
−HK$145/mo
Today · 4.125%
HK$5,616
baseline
▲ 0.50% · 4.625%
HK$5,912
+HK$296/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$11,232/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,071
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,229
−HK$160/mo
Today · 4.125%
HK$5,389
baseline
▲ 0.50% · 4.625%
HK$5,717
+HK$328/mo
Deposit HK$124K · loan HK$1.11M · min. income ≈ HK$10,778/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,642
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,793
−HK$154/mo
Today · 4.125%
HK$5,947
baseline
▲ 0.50% · 4.625%
HK$6,260
+HK$313/mo
Deposit HK$124K · loan HK$1.11M · min. income ≈ HK$11,894/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).