▼ 0.50% · 3.625%
HK$2,885
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,975
−HK$91/mo
Today · 4.125%
HK$3,066
baseline
▲ 0.50% · 4.625%
HK$3,253
+HK$187/mo
Deposit HK$633K · loan HK$633K · min. income ≈ HK$6,132/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,210
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,296
−HK$87/mo
Today · 4.125%
HK$3,383
baseline
▲ 0.50% · 4.625%
HK$3,562
+HK$179/mo
Deposit HK$633K · loan HK$633K · min. income ≈ HK$6,766/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,174
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,273
−HK$100/mo
Today · 4.125%
HK$3,373
baseline
▲ 0.50% · 4.625%
HK$3,578
+HK$205/mo
Deposit HK$569K · loan HK$696K · min. income ≈ HK$6,746/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,531
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,626
−HK$96/mo
Today · 4.125%
HK$3,722
baseline
▲ 0.50% · 4.625%
HK$3,918
+HK$196/mo
Deposit HK$569K · loan HK$696K · min. income ≈ HK$7,444/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,462
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,570
−HK$109/mo
Today · 4.125%
HK$3,679
baseline
▲ 0.50% · 4.625%
HK$3,903
+HK$224/mo
Deposit HK$506K · loan HK$759K · min. income ≈ HK$7,358/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,852
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,955
−HK$105/mo
Today · 4.125%
HK$4,060
baseline
▲ 0.50% · 4.625%
HK$4,274
+HK$214/mo
Deposit HK$506K · loan HK$759K · min. income ≈ HK$8,120/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,751
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,868
−HK$118/mo
Today · 4.125%
HK$3,986
baseline
▲ 0.50% · 4.625%
HK$4,229
+HK$243/mo
Deposit HK$443K · loan HK$822K · min. income ≈ HK$7,972/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,173
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,285
−HK$113/mo
Today · 4.125%
HK$4,398
baseline
▲ 0.50% · 4.625%
HK$4,630
+HK$232/mo
Deposit HK$443K · loan HK$822K · min. income ≈ HK$8,796/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,039
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,165
−HK$128/mo
Today · 4.125%
HK$4,293
baseline
▲ 0.50% · 4.625%
HK$4,554
+HK$261/mo
Deposit HK$380K · loan HK$886K · min. income ≈ HK$8,586/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,494
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,614
−HK$123/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$4,986
+HK$249/mo
Deposit HK$380K · loan HK$886K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,328
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,463
−HK$136/mo
Today · 4.125%
HK$4,599
baseline
▲ 0.50% · 4.625%
HK$4,879
+HK$280/mo
Deposit HK$316K · loan HK$949K · min. income ≈ HK$9,198/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,815
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,944
−HK$131/mo
Today · 4.125%
HK$5,075
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$267/mo
Deposit HK$316K · loan HK$949K · min. income ≈ HK$10,150/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,616
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,760
−HK$146/mo
Today · 4.125%
HK$4,906
baseline
▲ 0.50% · 4.625%
HK$5,204
+HK$298/mo
Deposit HK$253K · loan HK$1.01M · min. income ≈ HK$9,812/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,136
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,273
−HK$140/mo
Today · 4.125%
HK$5,413
baseline
▲ 0.50% · 4.625%
HK$5,699
+HK$286/mo
Deposit HK$253K · loan HK$1.01M · min. income ≈ HK$10,826/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,058
−HK$155/mo
Today · 4.125%
HK$5,213
baseline
▲ 0.50% · 4.625%
HK$5,530
+HK$317/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$10,426/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,457
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,603
−HK$149/mo
Today · 4.125%
HK$5,752
baseline
▲ 0.50% · 4.625%
HK$6,055
+HK$303/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$11,504/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,194
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,355
−HK$164/mo
Today · 4.125%
HK$5,519
baseline
▲ 0.50% · 4.625%
HK$5,855
+HK$336/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$11,038/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,778
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,933
−HK$157/mo
Today · 4.125%
HK$6,090
baseline
▲ 0.50% · 4.625%
HK$6,411
+HK$321/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$12,180/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).