▼ 0.50% · 3.625%
HK$2,948
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,040
−HK$93/mo
Today · 4.125%
HK$3,133
baseline
▲ 0.50% · 4.625%
HK$3,324
+HK$191/mo
Deposit HK$646K · loan HK$646K · min. income ≈ HK$6,266/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,280
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,368
−HK$89/mo
Today · 4.125%
HK$3,457
baseline
▲ 0.50% · 4.625%
HK$3,639
+HK$182/mo
Deposit HK$646K · loan HK$646K · min. income ≈ HK$6,914/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,243
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,344
−HK$103/mo
Today · 4.125%
HK$3,447
baseline
▲ 0.50% · 4.625%
HK$3,656
+HK$209/mo
Deposit HK$582K · loan HK$711K · min. income ≈ HK$6,894/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,608
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,705
−HK$98/mo
Today · 4.125%
HK$3,803
baseline
▲ 0.50% · 4.625%
HK$4,003
+HK$200/mo
Deposit HK$582K · loan HK$711K · min. income ≈ HK$7,606/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,538
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,648
−HK$112/mo
Today · 4.125%
HK$3,760
baseline
▲ 0.50% · 4.625%
HK$3,989
+HK$229/mo
Deposit HK$517K · loan HK$776K · min. income ≈ HK$7,520/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,936
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,042
−HK$107/mo
Today · 4.125%
HK$4,149
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$218/mo
Deposit HK$517K · loan HK$776K · min. income ≈ HK$8,298/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,833
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,952
−HK$121/mo
Today · 4.125%
HK$4,073
baseline
▲ 0.50% · 4.625%
HK$4,321
+HK$248/mo
Deposit HK$453K · loan HK$840K · min. income ≈ HK$8,146/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,264
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,378
−HK$116/mo
Today · 4.125%
HK$4,494
baseline
▲ 0.50% · 4.625%
HK$4,731
+HK$237/mo
Deposit HK$453K · loan HK$840K · min. income ≈ HK$8,988/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,128
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,256
−HK$131/mo
Today · 4.125%
HK$4,387
baseline
▲ 0.50% · 4.625%
HK$4,653
+HK$266/mo
Deposit HK$388K · loan HK$905K · min. income ≈ HK$8,774/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$125/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,095
+HK$255/mo
Deposit HK$388K · loan HK$905K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,423
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,560
−HK$140/mo
Today · 4.125%
HK$4,700
baseline
▲ 0.50% · 4.625%
HK$4,986
+HK$286/mo
Deposit HK$323K · loan HK$970K · min. income ≈ HK$9,400/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,052
−HK$134/mo
Today · 4.125%
HK$5,186
baseline
▲ 0.50% · 4.625%
HK$5,459
+HK$273/mo
Deposit HK$323K · loan HK$970K · min. income ≈ HK$10,372/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,717
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,864
−HK$149/mo
Today · 4.125%
HK$5,013
baseline
▲ 0.50% · 4.625%
HK$5,318
+HK$305/mo
Deposit HK$259K · loan HK$1.03M · min. income ≈ HK$10,026/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,248
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,389
−HK$143/mo
Today · 4.125%
HK$5,532
baseline
▲ 0.50% · 4.625%
HK$5,823
+HK$291/mo
Deposit HK$259K · loan HK$1.03M · min. income ≈ HK$11,064/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,168
−HK$159/mo
Today · 4.125%
HK$5,327
baseline
▲ 0.50% · 4.625%
HK$5,651
+HK$324/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$10,654/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,576
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,726
−HK$151/mo
Today · 4.125%
HK$5,877
baseline
▲ 0.50% · 4.625%
HK$6,187
+HK$310/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$11,754/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,472
−HK$168/mo
Today · 4.125%
HK$5,640
baseline
▲ 0.50% · 4.625%
HK$5,983
+HK$343/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,280/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,904
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,062
−HK$161/mo
Today · 4.125%
HK$6,223
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$328/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,446/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).