▼ 0.50% · 3.625%
HK$3,042
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,137
−HK$96/mo
Today · 4.125%
HK$3,233
baseline
▲ 0.50% · 4.625%
HK$3,430
+HK$197/mo
Deposit HK$667K · loan HK$667K · min. income ≈ HK$6,466/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,384
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,475
−HK$92/mo
Today · 4.125%
HK$3,567
baseline
▲ 0.50% · 4.625%
HK$3,755
+HK$188/mo
Deposit HK$667K · loan HK$667K · min. income ≈ HK$7,134/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,346
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,450
−HK$106/mo
Today · 4.125%
HK$3,556
baseline
▲ 0.50% · 4.625%
HK$3,773
+HK$217/mo
Deposit HK$600K · loan HK$734K · min. income ≈ HK$7,112/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,723
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,823
−HK$101/mo
Today · 4.125%
HK$3,924
baseline
▲ 0.50% · 4.625%
HK$4,131
+HK$207/mo
Deposit HK$600K · loan HK$734K · min. income ≈ HK$7,848/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,651
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,764
−HK$115/mo
Today · 4.125%
HK$3,879
baseline
▲ 0.50% · 4.625%
HK$4,115
+HK$236/mo
Deposit HK$534K · loan HK$800K · min. income ≈ HK$7,758/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,061
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,170
−HK$111/mo
Today · 4.125%
HK$4,281
baseline
▲ 0.50% · 4.625%
HK$4,506
+HK$225/mo
Deposit HK$534K · loan HK$800K · min. income ≈ HK$8,562/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,955
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,078
−HK$125/mo
Today · 4.125%
HK$4,203
baseline
▲ 0.50% · 4.625%
HK$4,458
+HK$255/mo
Deposit HK$467K · loan HK$867K · min. income ≈ HK$8,406/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,400
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,518
−HK$119/mo
Today · 4.125%
HK$4,637
baseline
▲ 0.50% · 4.625%
HK$4,882
+HK$245/mo
Deposit HK$467K · loan HK$867K · min. income ≈ HK$9,274/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,259
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,391
−HK$135/mo
Today · 4.125%
HK$4,526
baseline
▲ 0.50% · 4.625%
HK$4,801
+HK$275/mo
Deposit HK$400K · loan HK$934K · min. income ≈ HK$9,052/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,865
−HK$129/mo
Today · 4.125%
HK$4,994
baseline
▲ 0.50% · 4.625%
HK$5,257
+HK$263/mo
Deposit HK$400K · loan HK$934K · min. income ≈ HK$9,988/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,563
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,705
−HK$144/mo
Today · 4.125%
HK$4,849
baseline
▲ 0.50% · 4.625%
HK$5,144
+HK$295/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$9,698/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,076
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,213
−HK$138/mo
Today · 4.125%
HK$5,351
baseline
▲ 0.50% · 4.625%
HK$5,633
+HK$282/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$10,702/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,019
−HK$154/mo
Today · 4.125%
HK$5,173
baseline
▲ 0.50% · 4.625%
HK$5,487
+HK$314/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$10,346/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,415
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,560
−HK$147/mo
Today · 4.125%
HK$5,707
baseline
▲ 0.50% · 4.625%
HK$6,008
+HK$301/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$11,414/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,172
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,332
−HK$164/mo
Today · 4.125%
HK$5,496
baseline
▲ 0.50% · 4.625%
HK$5,830
+HK$334/mo
Deposit HK$200K · loan HK$1.13M · min. income ≈ HK$10,992/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,753
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,908
−HK$156/mo
Today · 4.125%
HK$6,064
baseline
▲ 0.50% · 4.625%
HK$6,384
+HK$320/mo
Deposit HK$200K · loan HK$1.13M · min. income ≈ HK$12,128/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,476
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,646
−HK$173/mo
Today · 4.125%
HK$5,819
baseline
▲ 0.50% · 4.625%
HK$6,173
+HK$354/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$11,638/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,092
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,255
−HK$166/mo
Today · 4.125%
HK$6,421
baseline
▲ 0.50% · 4.625%
HK$6,759
+HK$338/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$12,842/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).