▼ 0.50% · 3.625%
HK$2,853
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,941
−HK$91/mo
Today · 4.125%
HK$3,032
baseline
▲ 0.50% · 4.625%
HK$3,216
+HK$184/mo
Deposit HK$626K · loan HK$626K · min. income ≈ HK$6,064/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,174
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,259
−HK$86/mo
Today · 4.125%
HK$3,345
baseline
▲ 0.50% · 4.625%
HK$3,521
+HK$176/mo
Deposit HK$626K · loan HK$626K · min. income ≈ HK$6,690/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,138
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,236
−HK$99/mo
Today · 4.125%
HK$3,335
baseline
▲ 0.50% · 4.625%
HK$3,538
+HK$203/mo
Deposit HK$563K · loan HK$688K · min. income ≈ HK$6,670/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,491
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,585
−HK$95/mo
Today · 4.125%
HK$3,680
baseline
▲ 0.50% · 4.625%
HK$3,874
+HK$194/mo
Deposit HK$563K · loan HK$688K · min. income ≈ HK$7,360/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,423
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,530
−HK$108/mo
Today · 4.125%
HK$3,638
baseline
▲ 0.50% · 4.625%
HK$3,859
+HK$221/mo
Deposit HK$500K · loan HK$751K · min. income ≈ HK$7,276/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,808
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,911
−HK$103/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,226
+HK$212/mo
Deposit HK$500K · loan HK$751K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,709
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,824
−HK$117/mo
Today · 4.125%
HK$3,941
baseline
▲ 0.50% · 4.625%
HK$4,181
+HK$240/mo
Deposit HK$438K · loan HK$813K · min. income ≈ HK$7,882/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,126
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,236
−HK$113/mo
Today · 4.125%
HK$4,349
baseline
▲ 0.50% · 4.625%
HK$4,578
+HK$229/mo
Deposit HK$438K · loan HK$813K · min. income ≈ HK$8,698/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,994
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,118
−HK$126/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,503
+HK$259/mo
Deposit HK$375K · loan HK$876K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,443
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$121/mo
Today · 4.125%
HK$4,683
baseline
▲ 0.50% · 4.625%
HK$4,930
+HK$247/mo
Deposit HK$375K · loan HK$876K · min. income ≈ HK$9,366/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,279
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,412
−HK$135/mo
Today · 4.125%
HK$4,547
baseline
▲ 0.50% · 4.625%
HK$4,824
+HK$277/mo
Deposit HK$313K · loan HK$938K · min. income ≈ HK$9,094/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,760
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,888
−HK$130/mo
Today · 4.125%
HK$5,018
baseline
▲ 0.50% · 4.625%
HK$5,282
+HK$264/mo
Deposit HK$313K · loan HK$938K · min. income ≈ HK$10,036/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,564
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$145/mo
Today · 4.125%
HK$4,851
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$295/mo
Deposit HK$250K · loan HK$1.00M · min. income ≈ HK$9,702/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$138/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,634
+HK$282/mo
Deposit HK$250K · loan HK$1.00M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,850
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,001
−HK$153/mo
Today · 4.125%
HK$5,154
baseline
▲ 0.50% · 4.625%
HK$5,467
+HK$313/mo
Deposit HK$188K · loan HK$1.06M · min. income ≈ HK$10,308/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,395
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,540
−HK$147/mo
Today · 4.125%
HK$5,687
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$299/mo
Deposit HK$188K · loan HK$1.06M · min. income ≈ HK$11,374/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,135
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,295
−HK$162/mo
Today · 4.125%
HK$5,457
baseline
▲ 0.50% · 4.625%
HK$5,789
+HK$332/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$10,914/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,713
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,866
−HK$155/mo
Today · 4.125%
HK$6,021
baseline
▲ 0.50% · 4.625%
HK$6,339
+HK$318/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$12,042/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).