▼ 0.50% · 3.625%
HK$2,858
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,947
−HK$90/mo
Today · 4.125%
HK$3,037
baseline
▲ 0.50% · 4.625%
HK$3,222
+HK$185/mo
Deposit HK$627K · loan HK$627K · min. income ≈ HK$6,074/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,180
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,265
−HK$87/mo
Today · 4.125%
HK$3,352
baseline
▲ 0.50% · 4.625%
HK$3,528
+HK$176/mo
Deposit HK$627K · loan HK$627K · min. income ≈ HK$6,704/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,144
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,242
−HK$99/mo
Today · 4.125%
HK$3,341
baseline
▲ 0.50% · 4.625%
HK$3,545
+HK$204/mo
Deposit HK$564K · loan HK$689K · min. income ≈ HK$6,682/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,498
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,592
−HK$95/mo
Today · 4.125%
HK$3,687
baseline
▲ 0.50% · 4.625%
HK$3,881
+HK$194/mo
Deposit HK$564K · loan HK$689K · min. income ≈ HK$7,374/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,430
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,537
−HK$108/mo
Today · 4.125%
HK$3,645
baseline
▲ 0.50% · 4.625%
HK$3,867
+HK$222/mo
Deposit HK$501K · loan HK$752K · min. income ≈ HK$7,290/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,816
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,918
−HK$104/mo
Today · 4.125%
HK$4,022
baseline
▲ 0.50% · 4.625%
HK$4,234
+HK$212/mo
Deposit HK$501K · loan HK$752K · min. income ≈ HK$8,044/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,716
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$118/mo
Today · 4.125%
HK$3,949
baseline
▲ 0.50% · 4.625%
HK$4,189
+HK$240/mo
Deposit HK$439K · loan HK$815K · min. income ≈ HK$7,898/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,134
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,245
−HK$112/mo
Today · 4.125%
HK$4,357
baseline
▲ 0.50% · 4.625%
HK$4,587
+HK$230/mo
Deposit HK$439K · loan HK$815K · min. income ≈ HK$8,714/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,002
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$126/mo
Today · 4.125%
HK$4,252
baseline
▲ 0.50% · 4.625%
HK$4,511
+HK$259/mo
Deposit HK$376K · loan HK$877K · min. income ≈ HK$8,504/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,452
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,571
−HK$121/mo
Today · 4.125%
HK$4,692
baseline
▲ 0.50% · 4.625%
HK$4,939
+HK$247/mo
Deposit HK$376K · loan HK$877K · min. income ≈ HK$9,384/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,287
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$135/mo
Today · 4.125%
HK$4,556
baseline
▲ 0.50% · 4.625%
HK$4,833
+HK$277/mo
Deposit HK$313K · loan HK$940K · min. income ≈ HK$9,112/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$129/mo
Today · 4.125%
HK$5,027
baseline
▲ 0.50% · 4.625%
HK$5,292
+HK$265/mo
Deposit HK$313K · loan HK$940K · min. income ≈ HK$10,054/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$145/mo
Today · 4.125%
HK$4,860
baseline
▲ 0.50% · 4.625%
HK$5,156
+HK$296/mo
Deposit HK$251K · loan HK$1.00M · min. income ≈ HK$9,720/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,088
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,224
−HK$138/mo
Today · 4.125%
HK$5,362
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$283/mo
Deposit HK$251K · loan HK$1.00M · min. income ≈ HK$10,724/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,859
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,010
−HK$154/mo
Today · 4.125%
HK$5,164
baseline
▲ 0.50% · 4.625%
HK$5,478
+HK$314/mo
Deposit HK$188K · loan HK$1.07M · min. income ≈ HK$10,328/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,406
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,551
−HK$147/mo
Today · 4.125%
HK$5,698
baseline
▲ 0.50% · 4.625%
HK$5,998
+HK$300/mo
Deposit HK$188K · loan HK$1.07M · min. income ≈ HK$11,396/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,145
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,305
−HK$162/mo
Today · 4.125%
HK$5,467
baseline
▲ 0.50% · 4.625%
HK$5,800
+HK$333/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$10,934/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,724
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,877
−HK$156/mo
Today · 4.125%
HK$6,033
baseline
▲ 0.50% · 4.625%
HK$6,351
+HK$318/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$12,066/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).