▼ 0.50% · 3.625%
HK$16,570
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,086
−HK$523/mo
Today · 4.125%
HK$17,609
baseline
▲ 0.50% · 4.625%
HK$18,681
+HK$1,072/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,218/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,434
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,929
−HK$501/mo
Today · 4.125%
HK$19,430
baseline
▲ 0.50% · 4.625%
HK$20,455
+HK$1,025/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,860/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,227
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,794
−HK$576/mo
Today · 4.125%
HK$19,370
baseline
▲ 0.50% · 4.625%
HK$20,549
+HK$1,179/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,740/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,278
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,822
−HK$551/mo
Today · 4.125%
HK$21,373
baseline
▲ 0.50% · 4.625%
HK$22,500
+HK$1,127/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,746/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,884
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,503
−HK$628/mo
Today · 4.125%
HK$21,131
baseline
▲ 0.50% · 4.625%
HK$22,417
+HK$1,286/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,262/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,121
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,715
−HK$601/mo
Today · 4.125%
HK$23,316
baseline
▲ 0.50% · 4.625%
HK$24,545
+HK$1,229/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,632/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,541
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,212
−HK$680/mo
Today · 4.125%
HK$22,892
baseline
▲ 0.50% · 4.625%
HK$24,285
+HK$1,393/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,784/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,965
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,607
−HK$652/mo
Today · 4.125%
HK$25,259
baseline
▲ 0.50% · 4.625%
HK$26,591
+HK$1,332/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,518/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,199
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,920
−HK$733/mo
Today · 4.125%
HK$24,653
baseline
▲ 0.50% · 4.625%
HK$26,153
+HK$1,500/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,306/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,808
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,500
−HK$702/mo
Today · 4.125%
HK$27,202
baseline
▲ 0.50% · 4.625%
HK$28,636
+HK$1,434/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,404/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,856
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,629
−HK$785/mo
Today · 4.125%
HK$26,414
baseline
▲ 0.50% · 4.625%
HK$28,021
+HK$1,607/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,828/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,652
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,393
−HK$752/mo
Today · 4.125%
HK$29,145
baseline
▲ 0.50% · 4.625%
HK$30,682
+HK$1,537/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,290/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,513
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,337
−HK$838/mo
Today · 4.125%
HK$28,175
baseline
▲ 0.50% · 4.625%
HK$29,890
+HK$1,715/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$56,350/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,495
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,286
−HK$803/mo
Today · 4.125%
HK$31,089
baseline
▲ 0.50% · 4.625%
HK$32,727
+HK$1,638/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$62,178/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,170
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,046
−HK$890/mo
Today · 4.125%
HK$29,936
baseline
▲ 0.50% · 4.625%
HK$31,758
+HK$1,822/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,872/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,338
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,179
−HK$853/mo
Today · 4.125%
HK$33,032
baseline
▲ 0.50% · 4.625%
HK$34,773
+HK$1,741/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,064/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,827
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,754
−HK$943/mo
Today · 4.125%
HK$31,697
baseline
▲ 0.50% · 4.625%
HK$33,626
+HK$1,929/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$63,394/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,182
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,072
−HK$903/mo
Today · 4.125%
HK$34,975
baseline
▲ 0.50% · 4.625%
HK$36,818
+HK$1,843/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$69,950/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,007 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).