▼ 0.50% · 3.625%
HK$19,838
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,455
−HK$627/mo
Today · 4.125%
HK$21,082
baseline
▲ 0.50% · 4.625%
HK$22,365
+HK$1,283/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,164/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,070
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,662
−HK$600/mo
Today · 4.125%
HK$23,262
baseline
▲ 0.50% · 4.625%
HK$24,489
+HK$1,227/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,524/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,822
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,501
−HK$690/mo
Today · 4.125%
HK$23,191
baseline
▲ 0.50% · 4.625%
HK$24,602
+HK$1,411/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,382/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,277
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,928
−HK$661/mo
Today · 4.125%
HK$25,589
baseline
▲ 0.50% · 4.625%
HK$26,937
+HK$1,348/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,178/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,806
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,547
−HK$752/mo
Today · 4.125%
HK$25,299
baseline
▲ 0.50% · 4.625%
HK$26,838
+HK$1,539/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,598/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,484
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,194
−HK$721/mo
Today · 4.125%
HK$27,915
baseline
▲ 0.50% · 4.625%
HK$29,386
+HK$1,471/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,830/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,790
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,592
−HK$815/mo
Today · 4.125%
HK$27,407
baseline
▲ 0.50% · 4.625%
HK$29,075
+HK$1,668/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,814/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,691
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,461
−HK$780/mo
Today · 4.125%
HK$30,241
baseline
▲ 0.50% · 4.625%
HK$31,835
+HK$1,594/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,482/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,774
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,638
−HK$877/mo
Today · 4.125%
HK$29,515
baseline
▲ 0.50% · 4.625%
HK$31,311
+HK$1,796/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,030/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,898
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,727
−HK$840/mo
Today · 4.125%
HK$32,567
baseline
▲ 0.50% · 4.625%
HK$34,284
+HK$1,717/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,134/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,758
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,683
−HK$941/mo
Today · 4.125%
HK$31,624
baseline
▲ 0.50% · 4.625%
HK$33,548
+HK$1,924/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,248/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,105
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,993
−HK$901/mo
Today · 4.125%
HK$34,894
baseline
▲ 0.50% · 4.625%
HK$36,733
+HK$1,839/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,788/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,741
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,729
−HK$1,003/mo
Today · 4.125%
HK$33,732
baseline
▲ 0.50% · 4.625%
HK$35,784
+HK$2,052/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,464/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,312
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,259
−HK$961/mo
Today · 4.125%
HK$37,220
baseline
▲ 0.50% · 4.625%
HK$39,182
+HK$1,962/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,440/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,725
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,774
−HK$1,066/mo
Today · 4.125%
HK$35,840
baseline
▲ 0.50% · 4.625%
HK$38,021
+HK$2,181/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,680/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,519
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,525
−HK$1,021/mo
Today · 4.125%
HK$39,546
baseline
▲ 0.50% · 4.625%
HK$41,631
+HK$2,085/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,092/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,709
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,820
−HK$1,128/mo
Today · 4.125%
HK$37,948
baseline
▲ 0.50% · 4.625%
HK$40,257
+HK$2,309/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,896/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,726
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,791
−HK$1,081/mo
Today · 4.125%
HK$41,872
baseline
▲ 0.50% · 4.625%
HK$44,079
+HK$2,207/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,744/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,003 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).