▼ 0.50% · 3.625%
HK$18,998
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,589
−HK$600/mo
Today · 4.125%
HK$20,189
baseline
▲ 0.50% · 4.625%
HK$21,418
+HK$1,229/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,378/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,135
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,702
−HK$575/mo
Today · 4.125%
HK$22,277
baseline
▲ 0.50% · 4.625%
HK$23,451
+HK$1,174/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,554/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,898
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,548
−HK$660/mo
Today · 4.125%
HK$22,208
baseline
▲ 0.50% · 4.625%
HK$23,559
+HK$1,351/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,416/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,248
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,872
−HK$632/mo
Today · 4.125%
HK$24,504
baseline
▲ 0.50% · 4.625%
HK$25,796
+HK$1,292/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$49,008/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,797
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,506
−HK$721/mo
Today · 4.125%
HK$24,227
baseline
▲ 0.50% · 4.625%
HK$25,701
+HK$1,474/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,454/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,362
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,042
−HK$690/mo
Today · 4.125%
HK$26,732
baseline
▲ 0.50% · 4.625%
HK$28,141
+HK$1,409/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,464/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,697
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,465
−HK$781/mo
Today · 4.125%
HK$26,246
baseline
▲ 0.50% · 4.625%
HK$27,843
+HK$1,597/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,492/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,475
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,212
−HK$748/mo
Today · 4.125%
HK$28,960
baseline
▲ 0.50% · 4.625%
HK$30,486
+HK$1,526/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,920/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,597
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,424
−HK$841/mo
Today · 4.125%
HK$28,265
baseline
▲ 0.50% · 4.625%
HK$29,985
+HK$1,720/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,530/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,589
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,382
−HK$805/mo
Today · 4.125%
HK$31,187
baseline
▲ 0.50% · 4.625%
HK$32,831
+HK$1,644/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,374/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,497
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,383
−HK$901/mo
Today · 4.125%
HK$30,284
baseline
▲ 0.50% · 4.625%
HK$32,126
+HK$1,842/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,568/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,702
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,552
−HK$863/mo
Today · 4.125%
HK$33,415
baseline
▲ 0.50% · 4.625%
HK$35,176
+HK$1,761/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,830/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,396
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,342
−HK$961/mo
Today · 4.125%
HK$32,303
baseline
▲ 0.50% · 4.625%
HK$34,268
+HK$1,965/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,606/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,816
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,723
−HK$920/mo
Today · 4.125%
HK$35,643
baseline
▲ 0.50% · 4.625%
HK$37,521
+HK$1,878/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,286/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,296
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,301
−HK$1,020/mo
Today · 4.125%
HK$34,321
baseline
▲ 0.50% · 4.625%
HK$36,410
+HK$2,089/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,642/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,929
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,893
−HK$977/mo
Today · 4.125%
HK$37,870
baseline
▲ 0.50% · 4.625%
HK$39,866
+HK$1,996/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,740/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,196
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,260
−HK$1,080/mo
Today · 4.125%
HK$36,340
baseline
▲ 0.50% · 4.625%
HK$38,552
+HK$2,212/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,680/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,043
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,063
−HK$1,035/mo
Today · 4.125%
HK$40,098
baseline
▲ 0.50% · 4.625%
HK$42,212
+HK$2,114/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,196/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,943 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).