▼ 0.50% · 3.625%
HK$16,647
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,164
−HK$527/mo
Today · 4.125%
HK$17,691
baseline
▲ 0.50% · 4.625%
HK$18,767
+HK$1,076/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,382/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,519
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,016
−HK$504/mo
Today · 4.125%
HK$19,520
baseline
▲ 0.50% · 4.625%
HK$20,549
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,040/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,311
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,881
−HK$579/mo
Today · 4.125%
HK$19,460
baseline
▲ 0.50% · 4.625%
HK$20,644
+HK$1,184/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,920/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,371
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,918
−HK$554/mo
Today · 4.125%
HK$21,472
baseline
▲ 0.50% · 4.625%
HK$22,604
+HK$1,132/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,944/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,976
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,597
−HK$632/mo
Today · 4.125%
HK$21,229
baseline
▲ 0.50% · 4.625%
HK$22,520
+HK$1,291/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,458/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,223
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,819
−HK$605/mo
Today · 4.125%
HK$23,424
baseline
▲ 0.50% · 4.625%
HK$24,658
+HK$1,234/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,848/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,641
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,314
−HK$684/mo
Today · 4.125%
HK$22,998
baseline
▲ 0.50% · 4.625%
HK$24,397
+HK$1,399/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$45,996/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,075
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,721
−HK$655/mo
Today · 4.125%
HK$25,376
baseline
▲ 0.50% · 4.625%
HK$26,713
+HK$1,337/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,752/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,305
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,030
−HK$737/mo
Today · 4.125%
HK$24,767
baseline
▲ 0.50% · 4.625%
HK$26,274
+HK$1,507/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,534/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,927
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,622
−HK$706/mo
Today · 4.125%
HK$27,328
baseline
▲ 0.50% · 4.625%
HK$28,768
+HK$1,440/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,656/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,970
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,747
−HK$789/mo
Today · 4.125%
HK$26,536
baseline
▲ 0.50% · 4.625%
HK$28,150
+HK$1,614/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,072/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,779
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,524
−HK$756/mo
Today · 4.125%
HK$29,280
baseline
▲ 0.50% · 4.625%
HK$30,823
+HK$1,543/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,560/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,635
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,463
−HK$842/mo
Today · 4.125%
HK$28,305
baseline
▲ 0.50% · 4.625%
HK$30,027
+HK$1,722/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,610/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,631
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,425
−HK$807/mo
Today · 4.125%
HK$31,232
baseline
▲ 0.50% · 4.625%
HK$32,878
+HK$1,646/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,464/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,299
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,180
−HK$894/mo
Today · 4.125%
HK$30,074
baseline
▲ 0.50% · 4.625%
HK$31,904
+HK$1,830/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,148/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,483
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,327
−HK$857/mo
Today · 4.125%
HK$33,184
baseline
▲ 0.50% · 4.625%
HK$34,933
+HK$1,749/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,368/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,964
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,896
−HK$947/mo
Today · 4.125%
HK$31,843
baseline
▲ 0.50% · 4.625%
HK$33,781
+HK$1,938/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,686/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,335
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,229
−HK$907/mo
Today · 4.125%
HK$35,136
baseline
▲ 0.50% · 4.625%
HK$36,988
+HK$1,852/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,272/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,011 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).