▼ 0.50% · 3.625%
HK$19,666
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,278
−HK$621/mo
Today · 4.125%
HK$20,899
baseline
▲ 0.50% · 4.625%
HK$22,171
+HK$1,272/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,798/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,878
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,465
−HK$595/mo
Today · 4.125%
HK$23,060
baseline
▲ 0.50% · 4.625%
HK$24,276
+HK$1,216/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,120/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,632
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,305
−HK$684/mo
Today · 4.125%
HK$22,989
baseline
▲ 0.50% · 4.625%
HK$24,388
+HK$1,399/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,978/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,066
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,711
−HK$655/mo
Today · 4.125%
HK$25,366
baseline
▲ 0.50% · 4.625%
HK$26,703
+HK$1,337/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,732/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,599
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,333
−HK$746/mo
Today · 4.125%
HK$25,079
baseline
▲ 0.50% · 4.625%
HK$26,605
+HK$1,526/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,158/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,254
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,958
−HK$714/mo
Today · 4.125%
HK$27,672
baseline
▲ 0.50% · 4.625%
HK$29,131
+HK$1,459/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,344/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,566
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,361
−HK$808/mo
Today · 4.125%
HK$27,169
baseline
▲ 0.50% · 4.625%
HK$28,822
+HK$1,653/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,338/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,441
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,204
−HK$774/mo
Today · 4.125%
HK$29,978
baseline
▲ 0.50% · 4.625%
HK$31,558
+HK$1,580/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$59,956/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,532
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,389
−HK$870/mo
Today · 4.125%
HK$29,259
baseline
▲ 0.50% · 4.625%
HK$31,039
+HK$1,780/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,518/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,629
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,451
−HK$833/mo
Today · 4.125%
HK$32,284
baseline
▲ 0.50% · 4.625%
HK$33,986
+HK$1,702/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,568/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,499
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,416
−HK$933/mo
Today · 4.125%
HK$31,349
baseline
▲ 0.50% · 4.625%
HK$33,256
+HK$1,907/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,698/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,817
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,697
−HK$893/mo
Today · 4.125%
HK$34,590
baseline
▲ 0.50% · 4.625%
HK$36,413
+HK$1,823/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,180/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,465
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,444
−HK$994/mo
Today · 4.125%
HK$33,438
baseline
▲ 0.50% · 4.625%
HK$35,473
+HK$2,035/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$66,876/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,005
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,944
−HK$952/mo
Today · 4.125%
HK$36,896
baseline
▲ 0.50% · 4.625%
HK$38,841
+HK$1,945/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$73,792/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,432
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,472
−HK$1,056/mo
Today · 4.125%
HK$35,528
baseline
▲ 0.50% · 4.625%
HK$37,690
+HK$2,162/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,056/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,193
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,190
−HK$1,012/mo
Today · 4.125%
HK$39,202
baseline
▲ 0.50% · 4.625%
HK$41,268
+HK$2,066/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,404/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,398
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,500
−HK$1,118/mo
Today · 4.125%
HK$37,618
baseline
▲ 0.50% · 4.625%
HK$39,907
+HK$2,289/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$75,236/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,380
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,437
−HK$1,071/mo
Today · 4.125%
HK$41,508
baseline
▲ 0.50% · 4.625%
HK$43,696
+HK$2,188/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$83,016/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,732 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).