▼ 0.50% · 3.625%
HK$20,743
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,389
−HK$655/mo
Today · 4.125%
HK$22,044
baseline
▲ 0.50% · 4.625%
HK$23,386
+HK$1,342/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,088/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,077
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,696
−HK$628/mo
Today · 4.125%
HK$24,324
baseline
▲ 0.50% · 4.625%
HK$25,606
+HK$1,282/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,648/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,818
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,527
−HK$722/mo
Today · 4.125%
HK$24,249
baseline
▲ 0.50% · 4.625%
HK$25,724
+HK$1,475/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,498/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,384
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,065
−HK$691/mo
Today · 4.125%
HK$26,756
baseline
▲ 0.50% · 4.625%
HK$28,166
+HK$1,410/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,512/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,892
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,666
−HK$787/mo
Today · 4.125%
HK$26,453
baseline
▲ 0.50% · 4.625%
HK$28,063
+HK$1,610/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,906/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,692
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,435
−HK$753/mo
Today · 4.125%
HK$29,188
baseline
▲ 0.50% · 4.625%
HK$30,727
+HK$1,539/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,376/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,966
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,805
−HK$852/mo
Today · 4.125%
HK$28,657
baseline
▲ 0.50% · 4.625%
HK$30,401
+HK$1,744/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,314/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,000
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,804
−HK$817/mo
Today · 4.125%
HK$31,621
baseline
▲ 0.50% · 4.625%
HK$33,287
+HK$1,666/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,242/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,041
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,944
−HK$918/mo
Today · 4.125%
HK$30,862
baseline
▲ 0.50% · 4.625%
HK$32,740
+HK$1,878/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,724/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,308
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,174
−HK$879/mo
Today · 4.125%
HK$34,053
baseline
▲ 0.50% · 4.625%
HK$35,848
+HK$1,795/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,106/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,115
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,083
−HK$983/mo
Today · 4.125%
HK$33,066
baseline
▲ 0.50% · 4.625%
HK$35,078
+HK$2,012/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,132/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,615
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,544
−HK$941/mo
Today · 4.125%
HK$36,485
baseline
▲ 0.50% · 4.625%
HK$38,409
+HK$1,924/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,970/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,189
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,222
−HK$1,049/mo
Today · 4.125%
HK$35,271
baseline
▲ 0.50% · 4.625%
HK$37,417
+HK$2,146/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,542/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,923
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,913
−HK$1,005/mo
Today · 4.125%
HK$38,918
baseline
▲ 0.50% · 4.625%
HK$40,969
+HK$2,051/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,836/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,264
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,361
−HK$1,114/mo
Today · 4.125%
HK$37,475
baseline
▲ 0.50% · 4.625%
HK$39,755
+HK$2,280/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,950/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,231
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,283
−HK$1,067/mo
Today · 4.125%
HK$41,350
baseline
▲ 0.50% · 4.625%
HK$43,530
+HK$2,180/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,700/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,338
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,500
−HK$1,180/mo
Today · 4.125%
HK$39,680
baseline
▲ 0.50% · 4.625%
HK$42,094
+HK$2,414/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,360/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,538
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,652
−HK$1,130/mo
Today · 4.125%
HK$43,782
baseline
▲ 0.50% · 4.625%
HK$46,090
+HK$2,308/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,564/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,696 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).