▼ 0.50% · 3.625%
HK$19,007
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,598
−HK$601/mo
Today · 4.125%
HK$20,199
baseline
▲ 0.50% · 4.625%
HK$21,428
+HK$1,229/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,398/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,145
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,712
−HK$575/mo
Today · 4.125%
HK$22,287
baseline
▲ 0.50% · 4.625%
HK$23,462
+HK$1,175/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,574/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,908
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,558
−HK$661/mo
Today · 4.125%
HK$22,219
baseline
▲ 0.50% · 4.625%
HK$23,571
+HK$1,352/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,438/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,260
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,883
−HK$633/mo
Today · 4.125%
HK$24,516
baseline
▲ 0.50% · 4.625%
HK$25,809
+HK$1,293/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$49,032/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,808
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,518
−HK$721/mo
Today · 4.125%
HK$24,239
baseline
▲ 0.50% · 4.625%
HK$25,714
+HK$1,475/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,478/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,374
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,055
−HK$690/mo
Today · 4.125%
HK$26,745
baseline
▲ 0.50% · 4.625%
HK$28,155
+HK$1,410/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,490/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,709
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,478
−HK$781/mo
Today · 4.125%
HK$26,259
baseline
▲ 0.50% · 4.625%
HK$27,856
+HK$1,597/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,518/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,489
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,226
−HK$748/mo
Today · 4.125%
HK$28,974
baseline
▲ 0.50% · 4.625%
HK$30,501
+HK$1,527/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,948/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,610
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,438
−HK$840/mo
Today · 4.125%
HK$28,278
baseline
▲ 0.50% · 4.625%
HK$29,999
+HK$1,721/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,556/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,603
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,397
−HK$805/mo
Today · 4.125%
HK$31,202
baseline
▲ 0.50% · 4.625%
HK$32,847
+HK$1,645/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,404/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,510
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,397
−HK$901/mo
Today · 4.125%
HK$30,298
baseline
▲ 0.50% · 4.625%
HK$32,142
+HK$1,844/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,596/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,718
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,568
−HK$863/mo
Today · 4.125%
HK$33,431
baseline
▲ 0.50% · 4.625%
HK$35,193
+HK$1,762/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,862/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,411
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,357
−HK$961/mo
Today · 4.125%
HK$32,318
baseline
▲ 0.50% · 4.625%
HK$34,285
+HK$1,967/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,636/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,832
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,739
−HK$921/mo
Today · 4.125%
HK$35,660
baseline
▲ 0.50% · 4.625%
HK$37,540
+HK$1,880/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,320/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,312
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,317
−HK$1,021/mo
Today · 4.125%
HK$34,338
baseline
▲ 0.50% · 4.625%
HK$36,428
+HK$2,090/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,676/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,947
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,911
−HK$978/mo
Today · 4.125%
HK$37,889
baseline
▲ 0.50% · 4.625%
HK$39,886
+HK$1,997/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,778/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,213
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,277
−HK$1,081/mo
Today · 4.125%
HK$36,358
baseline
▲ 0.50% · 4.625%
HK$38,570
+HK$2,212/mo
Deposit HK$834K · loan HK$7.50M · min. income ≈ HK$72,716/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,061
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,082
−HK$1,035/mo
Today · 4.125%
HK$40,117
baseline
▲ 0.50% · 4.625%
HK$42,232
+HK$2,115/mo
Deposit HK$834K · loan HK$7.50M · min. income ≈ HK$80,234/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,064 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).