▼ 0.50% · 3.625%
HK$20,036
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,659
−HK$634/mo
Today · 4.125%
HK$21,293
baseline
▲ 0.50% · 4.625%
HK$22,588
+HK$1,295/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,586/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,290
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,888
−HK$606/mo
Today · 4.125%
HK$23,494
baseline
▲ 0.50% · 4.625%
HK$24,733
+HK$1,239/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,988/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,040
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,725
−HK$697/mo
Today · 4.125%
HK$23,422
baseline
▲ 0.50% · 4.625%
HK$24,847
+HK$1,425/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,844/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,519
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,177
−HK$667/mo
Today · 4.125%
HK$25,844
baseline
▲ 0.50% · 4.625%
HK$27,206
+HK$1,362/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,688/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,043
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,791
−HK$760/mo
Today · 4.125%
HK$25,551
baseline
▲ 0.50% · 4.625%
HK$27,106
+HK$1,555/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,102/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,748
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,465
−HK$728/mo
Today · 4.125%
HK$28,193
baseline
▲ 0.50% · 4.625%
HK$29,679
+HK$1,486/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,386/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,047
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,857
−HK$823/mo
Today · 4.125%
HK$27,680
baseline
▲ 0.50% · 4.625%
HK$29,365
+HK$1,685/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$55,360/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,977
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,754
−HK$789/mo
Today · 4.125%
HK$30,543
baseline
▲ 0.50% · 4.625%
HK$32,153
+HK$1,610/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$61,086/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,051
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,923
−HK$887/mo
Today · 4.125%
HK$29,810
baseline
▲ 0.50% · 4.625%
HK$31,624
+HK$1,814/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$59,620/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,206
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,043
−HK$849/mo
Today · 4.125%
HK$32,892
baseline
▲ 0.50% · 4.625%
HK$34,626
+HK$1,734/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$65,784/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,054
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,989
−HK$950/mo
Today · 4.125%
HK$31,939
baseline
▲ 0.50% · 4.625%
HK$33,882
+HK$1,943/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,878/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,435
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,332
−HK$909/mo
Today · 4.125%
HK$35,241
baseline
▲ 0.50% · 4.625%
HK$37,099
+HK$1,858/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,482/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,058
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,055
−HK$1,013/mo
Today · 4.125%
HK$34,068
baseline
▲ 0.50% · 4.625%
HK$36,141
+HK$2,073/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,136/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,664
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,621
−HK$970/mo
Today · 4.125%
HK$37,591
baseline
▲ 0.50% · 4.625%
HK$39,572
+HK$1,981/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,182/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,062
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,121
−HK$1,076/mo
Today · 4.125%
HK$36,197
baseline
▲ 0.50% · 4.625%
HK$38,400
+HK$2,203/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,394/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,893
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,909
−HK$1,031/mo
Today · 4.125%
HK$39,940
baseline
▲ 0.50% · 4.625%
HK$42,046
+HK$2,106/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,880/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,065
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,187
−HK$1,140/mo
Today · 4.125%
HK$38,327
baseline
▲ 0.50% · 4.625%
HK$40,659
+HK$2,332/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$76,654/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,122
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,198
−HK$1,092/mo
Today · 4.125%
HK$42,290
baseline
▲ 0.50% · 4.625%
HK$44,519
+HK$2,229/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$84,580/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,605 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).