▼ 0.50% · 3.625%
HK$19,131
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,726
−HK$605/mo
Today · 4.125%
HK$20,331
baseline
▲ 0.50% · 4.625%
HK$21,568
+HK$1,237/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,662/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,283
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,854
−HK$579/mo
Today · 4.125%
HK$22,433
baseline
▲ 0.50% · 4.625%
HK$23,615
+HK$1,182/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,866/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,044
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,699
−HK$665/mo
Today · 4.125%
HK$22,364
baseline
▲ 0.50% · 4.625%
HK$23,724
+HK$1,360/mo
Deposit HK$3.78M · loan HK$4.61M · min. income ≈ HK$44,728/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,411
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,039
−HK$637/mo
Today · 4.125%
HK$24,676
baseline
▲ 0.50% · 4.625%
HK$25,977
+HK$1,301/mo
Deposit HK$3.78M · loan HK$4.61M · min. income ≈ HK$49,352/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,957
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,671
−HK$726/mo
Today · 4.125%
HK$24,397
baseline
▲ 0.50% · 4.625%
HK$25,881
+HK$1,484/mo
Deposit HK$3.36M · loan HK$5.03M · min. income ≈ HK$48,794/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,539
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,224
−HK$695/mo
Today · 4.125%
HK$26,919
baseline
▲ 0.50% · 4.625%
HK$28,338
+HK$1,419/mo
Deposit HK$3.36M · loan HK$5.03M · min. income ≈ HK$53,838/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,870
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,644
−HK$786/mo
Today · 4.125%
HK$26,430
baseline
▲ 0.50% · 4.625%
HK$28,038
+HK$1,608/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$52,860/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,668
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,410
−HK$753/mo
Today · 4.125%
HK$29,163
baseline
▲ 0.50% · 4.625%
HK$30,700
+HK$1,537/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$58,326/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,783
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,616
−HK$847/mo
Today · 4.125%
HK$28,463
baseline
▲ 0.50% · 4.625%
HK$30,195
+HK$1,732/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,926/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,796
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,595
−HK$811/mo
Today · 4.125%
HK$31,406
baseline
▲ 0.50% · 4.625%
HK$33,061
+HK$1,655/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,812/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,696
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,589
−HK$907/mo
Today · 4.125%
HK$30,496
baseline
▲ 0.50% · 4.625%
HK$32,351
+HK$1,855/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,992/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,924
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,781
−HK$868/mo
Today · 4.125%
HK$33,649
baseline
▲ 0.50% · 4.625%
HK$35,423
+HK$1,774/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,298/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,609
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,561
−HK$968/mo
Today · 4.125%
HK$32,529
baseline
▲ 0.50% · 4.625%
HK$34,508
+HK$1,979/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$65,058/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,053
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,966
−HK$926/mo
Today · 4.125%
HK$35,892
baseline
▲ 0.50% · 4.625%
HK$37,784
+HK$1,892/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,784/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,522
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,534
−HK$1,028/mo
Today · 4.125%
HK$34,562
baseline
▲ 0.50% · 4.625%
HK$36,665
+HK$2,103/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,124/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,181
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,151
−HK$985/mo
Today · 4.125%
HK$38,136
baseline
▲ 0.50% · 4.625%
HK$40,146
+HK$2,010/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,272/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,436
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,507
−HK$1,088/mo
Today · 4.125%
HK$36,595
baseline
▲ 0.50% · 4.625%
HK$38,822
+HK$2,227/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,190/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,309
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,337
−HK$1,042/mo
Today · 4.125%
HK$40,379
baseline
▲ 0.50% · 4.625%
HK$42,507
+HK$2,128/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,758/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,694 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).